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NO PG Sams Club Business Mastercard Instant Approved 8k SL

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titancylinder
Frequent Contributor

NO PG Sams Club Business Mastercard Instant Approved 8k SL

Hello Myficoers,

 

I had a crappy day! I woke up this morning to learn Barclay's denied(with a 777 F8 TU Score and less than 5% utilization) my AA Aviator Business Card application ( I wanted this card because I have about 100k in business spend coming up and wanted to dump it in AA Loyalty points). I don't know the reasoning yet, but I assume due to 4 new accounts. Oh well, probably dodged a bullet there anyways. I'll apply for a Citi Business AA card after I garden for 24 months and see what happens. 

 

Before I went to the garden for 24 months, I wanted one more Business Card. So, I decided to apply at Sams's (5% on Gas was the main driver) while I was there with a friend. They instantly approved my Sams Club Business Mastercard for 8k with an account type 2 and no PG. 

 

The APP was super easy. However, under legal organization type, they did not list Limited Liability Company as an option, so I selected Other. No questions regarding SSN popped up. 

 

Even though the computer said it was approved for the MasterCard version, the printout read as if it were the storecard. So I checked the mobile App and it was instantly added there and was indeed the Mastercard version. I've read on the forums that this card can grow fairly quickly so I look forward to that!

 

Some DPs:

Over 10TL's on both Experian Business & D&B. 

D&B A Tier 

Experian 58 Business Score with 1 Financial Stability Risking Rating.

I don't know what my SBFE score is.

In business since 2017 under this trade name

I did not include my Duns number on the app because the system was glitchy and kept saying I didn't enter 9 digits. 

 

Sams Business Card ReceiptSams Business Card ReceiptShowed up in appShowed up in app

Fico Scores: F9 EQ 791 TU 803 EX 781 (Oct 2024 updated)
Virtually slap me if I apply for anything else before August 2026 and remind me I'll never get my U.S. Bank Altitude Reserve Visa Infinite (USBANK retired this card this card in 2024).
In garden from July 27th 2024 to August 2026.
New Accounts: 6/12 11/24. DTI less than 5%. TCL Personal 333,163. Auto loan: SETF (estimated) initially owed 47000 / Current 32000 owed @ 60 months / 3.75% / April 2023 origination
Message 1 of 14
13 REPLIES 13
JoeRockhead
Community Leader
Super Contributor

Re: NO PG Sams Club Business Mastercard Instant Approved 8k SL

Nice approval, congratulations!

Message 2 of 14
GApeachy
Super Contributor

Re: NO PG Sams Club Business Mastercard Instant Approved 8k SL

Well that un-crapped the day...congrats!  Lol, but to app in front of a friend? hahaha....glad it went wellSmiley Tongue

My Take Home Pay Don't Take Me Home
Message 3 of 14
TMDSCT
Regular Contributor

Re: NO PG Sams Club Business Mastercard Instant Approved 8k SL


@titancylinder wrote:

Hello Myficoers,

 

I had a crappy day! I woke up this morning to learn Barclay's denied(with a 777 F8 TU Score and less than 5% utilization) my AA Aviator Business Card application ( I wanted this card because I have about 100k in business spend coming up and wanted to dump it in AA Loyalty points). I don't know the reasoning yet, but I assume due to 4 new accounts. Oh well, probably dodged a bullet there anyways. I'll apply for a Citi Business AA card after I garden for 24 months and see what happens. 

 

Before I went to the garden for 24 months, I wanted one more Business Card. So, I decided to apply at Sams's (5% on Gas was the main driver) while I was there with a friend. They instantly approved my Sams Club Business Mastercard for 8k with an account type 2 and no PG. 

 

The APP was super easy. However, under legal organization type, they did not list Limited Liability Company as an option, so I selected Other. No questions regarding SSN popped up. 

 

Even though the computer said it was approved for the MasterCard version, the printout read as if it were the storecard. So I checked the mobile App and it was instantly added there and was indeed the Mastercard version. I've read on the forums that this card can grow fairly quickly so I look forward to that!

 

Some DPs:

Over 10TL's on both Experian Business & D&B. 

D&B A Tier 

Experian 58 Business Score with 1 Financial Stability Risking Rating.

I don't know what my SBFE score is.

In business since 2017 under this trade name

I did not include my Duns number on the app because the system was glitchy and kept saying I didn't enter 9 digits. 

 

Sams Business Card ReceiptSams Business Card ReceiptShowed up in appShowed up in app


Congratulations!  I was approved for the MC in 2021 $8k limit and after very little spend I'm up to $30k now.  I was denied for a cli a few times citing low spend, but I kept asking for cli's and eventually got them.

Message 4 of 14
AzCreditGuy
Valued Contributor

Re: NO PG Sams Club Business Mastercard Instant Approved 8k SL

Congrats man, I got the we need to check out a couple of things and than approved for $6.5k CL....It took me 2 years to get this card, due to some employees having no clue what they were doing...I found an empployee who did...less than 5 minutes to apply 

Message 5 of 14
URHomeInvestments
Regular Contributor

Re: NO PG Sams Club Business Mastercard Instant Approved 8k SL

@AzCreditGuy my experience was similar.  I thought I was applying for the business card, and it wasn't.  It took awhile before I read at this site that there was also a MC card from Sam's.  

Message 6 of 14
titancylinder
Frequent Contributor

Re: NO PG Sams Club Business Mastercard Instant Approved 8k SL

Same thing happened to me, they kept giving me the personal application. Fortunately it's very easy to tell the difference now. 

A. Personal App has zero business questions and no way to enter EIN.

B. If you scroll at the very bottom of the page on their IPad you will see in fine print "this is an application for personal credit." Fortunately I was able to explain to the CSR and they were able to switch it to the business app. I was just thankful it didn't go into verification. 

The app is so well streamlined now, I really like that Syncrony simplified their application servers. 


@AzCreditGuy wrote:

Congrats man, I got the we need to check out a couple of things and than approved for $6.5k CL....It took me 2 years to get this card, due to some employees having no clue what they were doing...I found an empployee who did...less than 5 minutes to apply 


 

Fico Scores: F9 EQ 791 TU 803 EX 781 (Oct 2024 updated)
Virtually slap me if I apply for anything else before August 2026 and remind me I'll never get my U.S. Bank Altitude Reserve Visa Infinite (USBANK retired this card this card in 2024).
In garden from July 27th 2024 to August 2026.
New Accounts: 6/12 11/24. DTI less than 5%. TCL Personal 333,163. Auto loan: SETF (estimated) initially owed 47000 / Current 32000 owed @ 60 months / 3.75% / April 2023 origination
Message 7 of 14
titancylinder
Frequent Contributor

Re: NO PG Sams Club Business Mastercard Instant Approved 8k SL


@TMDSCT wrote:

@titancylinder wrote:

Hello Myficoers,

 

I had a crappy day! I woke up this morning to learn Barclay's denied(with a 777 F8 TU Score and less than 5% utilization) my AA Aviator Business Card application ( I wanted this card because I have about 100k in business spend coming up and wanted to dump it in AA Loyalty points). I don't know the reasoning yet, but I assume due to 4 new accounts. Oh well, probably dodged a bullet there anyways. I'll apply for a Citi Business AA card after I garden for 24 months and see what happens. 

 

Before I went to the garden for 24 months, I wanted one more Business Card. So, I decided to apply at Sams's (5% on Gas was the main driver) while I was there with a friend. They instantly approved my Sams Club Business Mastercard for 8k with an account type 2 and no PG. 

 

The APP was super easy. However, under legal organization type, they did not list Limited Liability Company as an option, so I selected Other. No questions regarding SSN popped up. 

 

Even though the computer said it was approved for the MasterCard version, the printout read as if it were the storecard. So I checked the mobile App and it was instantly added there and was indeed the Mastercard version. I've read on the forums that this card can grow fairly quickly so I look forward to that!

 

Some DPs:

Over 10TL's on both Experian Business & D&B. 

D&B A Tier 

Experian 58 Business Score with 1 Financial Stability Risking Rating.

I don't know what my SBFE score is.

In business since 2017 under this trade name

I did not include my Duns number on the app because the system was glitchy and kept saying I didn't enter 9 digits. 

 

Sams Business Card ReceiptSams Business Card ReceiptShowed up in appShowed up in app


Congratulations!  I was approved for the MC in 2021 $8k limit and after very little spend I'm up to $30k now.  I was denied for a cli a few times citing low spend, but I kept asking for cli's and eventually got them.


Thank you! Hopefully I have as good of luck as you with those steady CLIs. Thank you sharing!

Fico Scores: F9 EQ 791 TU 803 EX 781 (Oct 2024 updated)
Virtually slap me if I apply for anything else before August 2026 and remind me I'll never get my U.S. Bank Altitude Reserve Visa Infinite (USBANK retired this card this card in 2024).
In garden from July 27th 2024 to August 2026.
New Accounts: 6/12 11/24. DTI less than 5%. TCL Personal 333,163. Auto loan: SETF (estimated) initially owed 47000 / Current 32000 owed @ 60 months / 3.75% / April 2023 origination
Message 8 of 14
rchvmz
Frequent Contributor

Re: NO PG Sams Club Business Mastercard Instant Approved 8k SL

I;m curious--I have the Sams Biz MC---25k limit. I use it extensively. Have been up to a 20k balance, paid it off in a few months, and on and on--I make large pymnts 2-3 x a month. 500--1000 when I am carrying large balance. Currently I have a 14k balance, made 3 large pymnts this month. Have you, or have you heard of anyone getting a CLI while carrying a large balance? And if I try for a CLI asking for 35k, curious if that would cause any problems? Appreciate any experince
Message 9 of 14
cashorcharge
Community Leader
Super Contributor

Re: NO PG Sams Club Business Mastercard Instant Approved 8k SL

WooHoo!! Congratulations on your Approval!!👏🏼🍾🥂

Message 10 of 14
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