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Hello Myficoers,
I had a crappy day! I woke up this morning to learn Barclay's denied(with a 777 F8 TU Score and less than 5% utilization) my AA Aviator Business Card application ( I wanted this card because I have about 100k in business spend coming up and wanted to dump it in AA Loyalty points). I don't know the reasoning yet, but I assume due to 4 new accounts. Oh well, probably dodged a bullet there anyways. I'll apply for a Citi Business AA card after I garden for 24 months and see what happens.
Before I went to the garden for 24 months, I wanted one more Business Card. So, I decided to apply at Sams's (5% on Gas was the main driver) while I was there with a friend. They instantly approved my Sams Club Business Mastercard for 8k with an account type 2 and no PG.
The APP was super easy. However, under legal organization type, they did not list Limited Liability Company as an option, so I selected Other. No questions regarding SSN popped up.
Even though the computer said it was approved for the MasterCard version, the printout read as if it were the storecard. So I checked the mobile App and it was instantly added there and was indeed the Mastercard version. I've read on the forums that this card can grow fairly quickly so I look forward to that!
Some DPs:
Over 10TL's on both Experian Business & D&B.
D&B A Tier
Experian 58 Business Score with 1 Financial Stability Risking Rating.
I don't know what my SBFE score is.
In business since 2017 under this trade name
I did not include my Duns number on the app because the system was glitchy and kept saying I didn't enter 9 digits.
Sams Business Card Receipt
Showed up in app
Nice approval, congratulations!
Well that un-crapped the day...congrats! Lol, but to app in front of a friend? hahaha....glad it went well
@titancylinder wrote:Hello Myficoers,
I had a crappy day! I woke up this morning to learn Barclay's denied(with a 777 F8 TU Score and less than 5% utilization) my AA Aviator Business Card application ( I wanted this card because I have about 100k in business spend coming up and wanted to dump it in AA Loyalty points). I don't know the reasoning yet, but I assume due to 4 new accounts. Oh well, probably dodged a bullet there anyways. I'll apply for a Citi Business AA card after I garden for 24 months and see what happens.
Before I went to the garden for 24 months, I wanted one more Business Card. So, I decided to apply at Sams's (5% on Gas was the main driver) while I was there with a friend. They instantly approved my Sams Club Business Mastercard for 8k with an account type 2 and no PG.
The APP was super easy. However, under legal organization type, they did not list Limited Liability Company as an option, so I selected Other. No questions regarding SSN popped up.
Even though the computer said it was approved for the MasterCard version, the printout read as if it were the storecard. So I checked the mobile App and it was instantly added there and was indeed the Mastercard version. I've read on the forums that this card can grow fairly quickly so I look forward to that!
Some DPs:
Over 10TL's on both Experian Business & D&B.
D&B A Tier
Experian 58 Business Score with 1 Financial Stability Risking Rating.
I don't know what my SBFE score is.
In business since 2017 under this trade name
I did not include my Duns number on the app because the system was glitchy and kept saying I didn't enter 9 digits.
Sams Business Card Receipt
Showed up in app
Congratulations! I was approved for the MC in 2021 $8k limit and after very little spend I'm up to $30k now. I was denied for a cli a few times citing low spend, but I kept asking for cli's and eventually got them.
Congrats man, I got the we need to check out a couple of things and than approved for $6.5k CL....It took me 2 years to get this card, due to some employees having no clue what they were doing...I found an empployee who did...less than 5 minutes to apply
@AzCreditGuy my experience was similar. I thought I was applying for the business card, and it wasn't. It took awhile before I read at this site that there was also a MC card from Sam's.
Same thing happened to me, they kept giving me the personal application. Fortunately it's very easy to tell the difference now.
A. Personal App has zero business questions and no way to enter EIN.
B. If you scroll at the very bottom of the page on their IPad you will see in fine print "this is an application for personal credit." Fortunately I was able to explain to the CSR and they were able to switch it to the business app. I was just thankful it didn't go into verification.
The app is so well streamlined now, I really like that Syncrony simplified their application servers.
@AzCreditGuy wrote:Congrats man, I got the we need to check out a couple of things and than approved for $6.5k CL....It took me 2 years to get this card, due to some employees having no clue what they were doing...I found an empployee who did...less than 5 minutes to apply
@TMDSCT wrote:
@titancylinder wrote:Hello Myficoers,
I had a crappy day! I woke up this morning to learn Barclay's denied(with a 777 F8 TU Score and less than 5% utilization) my AA Aviator Business Card application ( I wanted this card because I have about 100k in business spend coming up and wanted to dump it in AA Loyalty points). I don't know the reasoning yet, but I assume due to 4 new accounts. Oh well, probably dodged a bullet there anyways. I'll apply for a Citi Business AA card after I garden for 24 months and see what happens.
Before I went to the garden for 24 months, I wanted one more Business Card. So, I decided to apply at Sams's (5% on Gas was the main driver) while I was there with a friend. They instantly approved my Sams Club Business Mastercard for 8k with an account type 2 and no PG.
The APP was super easy. However, under legal organization type, they did not list Limited Liability Company as an option, so I selected Other. No questions regarding SSN popped up.
Even though the computer said it was approved for the MasterCard version, the printout read as if it were the storecard. So I checked the mobile App and it was instantly added there and was indeed the Mastercard version. I've read on the forums that this card can grow fairly quickly so I look forward to that!
Some DPs:
Over 10TL's on both Experian Business & D&B.
D&B A Tier
Experian 58 Business Score with 1 Financial Stability Risking Rating.
I don't know what my SBFE score is.
In business since 2017 under this trade name
I did not include my Duns number on the app because the system was glitchy and kept saying I didn't enter 9 digits.
Sams Business Card Receipt
Showed up in app
Congratulations! I was approved for the MC in 2021 $8k limit and after very little spend I'm up to $30k now. I was denied for a cli a few times citing low spend, but I kept asking for cli's and eventually got them.
Thank you! Hopefully I have as good of luck as you with those steady CLIs. Thank you sharing!
WooHoo!! Congratulations on your Approval!!👏🏼🍾🥂