Need Quick Help - Question about Southwest Business Card

[agiacobbe]

Hello Friends,

I have been a long time lurker here on the myFico forums and a proper introduction is way over due. However my time right now is short and I have to make a decision on whether or not I am going to apply for a Chase Southwest Business credit card.

As many of you are aware the 50k bonus spend for Southwest is back and I want to get my app in. Here is my question, does the Southwest business report a TL on my credit? Will it show utilization as if it was a personal card? I know that if I default it will report, but what about regular reporting. Presently I have a few Chase Ink business cards that I know do not report as TL's on my credit. I am not sure if the Southwest does the same. I read yesterday on the Southwest topic that was posted that someone said it reports as a new TL. Can someone verify/clairfy that?

Believe it or not, I actually want it to report as a new TL, but I want to apply for the business card. Presently I have the Personal premier card and I think I have a little bit more flexability getting approved for the business than the other personal card.

Thanks much!

Anthony

[Anonymous]

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@agiacobbe wrote:

Hello Friends,

I have been a long time lurker here on the myFico forums and a proper introduction is way over due. However my time right now is short and I have to make a decision on whether or not I am going to apply for a Chase Southwest Business credit card.

As many of you are aware the 50k bonus spend for Southwest is back and I want to get my app in. Here is my question, does the Southwest business report a TL on my credit? Will it show utilization as if it was a personal card? I know that if I default it will report, but what about regular reporting. Presently I have a few Chase Ink business cards that I know do not report as TL's on my credit. I am not sure if the Southwest does the same. I read yesterday on the Southwest topic that was posted that someone said it reports as a new TL. Can someone verify/clairfy that?

Believe it or not, I actually want it to report as a new TL, but I want to apply for the business card. Presently I have the Personal premier card and I think I have a little bit more flexability getting approved for the business than the other personal card.

Thanks much!

Anthony

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Not sure, I was wondering this myself.

[Creditaddict]

Chase Business cards don't report to credit.

[CreditUnionFan]

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@Creditaddict wrote:

Chase Business cards don't report to credit.

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You mean that Chase Business credit doesn't appear on your PERSONAL credit.

Yep, both Amex and Chase have never reported on my personal report for many years now, and I like it that way.