Pulled trigger on AMEX SimplyCash

[Jolo0801]

They didnt tell me...ill wait for the letter...

[SouthJamaica]

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@Jolo0801 wrote:
They didnt tell me...ill wait for the letter...

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Sorry. I've been denied 3 times for that card. They give me a different reason each time.

[NoAnchoviesPlease]

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@Jolo0801 wrote:
They didnt tell me...ill wait for the letter...

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Any news on your denial reasons? 

[Imperfectfuture]

They do not like baddies, maybe the scores could be a bit higher?

[CreditCuriosity]

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@Imperfectfuture wrote:
They do not like baddies, maybe the scores could be a bit higher?

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Oh I have baddies old CO's (paid) 4-5 years old and old lates 4-5 years old.   Never had issues getting approved with Amex.  Although a fairly high income and other big limits might offset their mindset?   So it isn't as simple as saying they don't like baddies, alot more goes into their decision making.  Granted when approved from SimplyCash for 19.7k I had a 700 Exp FICO although as we all know score isn't everything.

[Anonymous]

The same thing happened to me but before I could call I checked my email and it stated that I was approved.

[advocate1]

Had the same thing happen to me on the Everyday and the SimplyCash. For both, I was told it was the system making sure all information could be verified. The Everyday was auto approved a few days later for $7,000. CSR told me to call back in 5 days if the system still showed "in progress" for the SimplyCash. Will let you know. Total current AMEX exposure is $10,000.

[Jolo0801]

i think I'm done with AMEX...

I can't get Simply, Lowes, or any other Amex for some reason...

Not even a CLI on the Delta... I'm still stuck on a lame $1,000 limit.

[myjourney]

What did the letter state as the reason for denial?

[Anonymous]

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@Jolo0801 wrote:

i think I'm done with AMEX...

I can't get Simply, Lowes, or any other Amex for some reason...

Not even a CLI on the Delta... I'm still stuck on a lame $1,000 limit.

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I didn't know there was a Lowes Amex. Just learned something new! Good looking card, too.