Tractor Supply Company® Biz Revolving $5000.00 *Approval

[M_Smart007]

• Tractor Supply Company® Biz Revolving $5000.00 ***Approval
• Applied under 6 Yr old LLC, with No PG box checked (All three personal CB's locked)
• Not an "Instant Approval" called the toll free # CSR confirmed Biz Name/address and Phone#
• Put me on several 2 minute holds. Came back and said Thank you, You are Approved for $5000.00.

Really have not used Biz credit for this LLC. Had only two lines for 6 years.

If I needed money, I borrowed from my main LLC.

Been more aggressive in building as of the last 6 months or so.

Tryin to keep up with @cashorcharge 

Some Biz DP's in screenshots.

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[Red1Blue]

Congratulations @M_Smart007 for your TSC Biz Account approval. 

[cashorcharge]

Nicely done @M_Smart007 and I see it's backed by Citi!  That's a great add plus no PG or personal HP is even better. 👏🏼👏🏼🥂🥂

[gingerflower]

Congratulations! 👍

[bizcredit11]

@M_Smart007 That is an excellent pick-up with no PG from Citi. Congrats!

I do not have this particular card, but on my City business cards (like Staples) I called in (talked to a rep after it reported to Experian biz) to make sure they had my DUNS so that the card would report to Equifax biz as well. It worked.

Keep building your business credit. I know you are super strong on your personal.

bizcredit11

[M_Smart007]

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@bizcredit11 wrote:

@M_Smart007 That is an excellent pick-up with no PG from Citi. Congrats!

I do not have this particular card, but on my City business cards (like Staples)

"I called in (talked to a rep after it reported to Experian biz) to make sure they had my DUNS so that the card would report to Equifax biz as well. It worked."

Keep building your business credit. I know you are super strong on your personal.

bizcredit11

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@bizcredit11, Thank You!  .. and thank you for the Tip

One day .. when I grow up, want to be like you

[cashorcharge]

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@bizcredit11 wrote:

@M_Smart007 That is an excellent pick-up with no PG from Citi. Congrats!

I do not have this particular card, but on my City business cards (like Staples) I called in (talked to a rep after it reported to Experian biz) to make sure they had my DUNS so that the card would report to Equifax biz as well. It worked.

bizcredit11

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Thanks for that little nugget @bizcredit11 !!!!!!!

[SG43]

I'm torn.

I shop often at tsc.. and have my tax exemption on file tied to my phone number. 

however I am boycotting citi for closing my simplicity for inactivity. 

[WayneSki]

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@cashorcharge wrote:

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@bizcredit11 wrote:

@M_Smart007 That is an excellent pick-up with no PG from Citi. Congrats!

I do not have this particular card, but on my City business cards (like Staples) I called in (talked to a rep after it reported to Experian biz) to make sure they had my DUNS so that the card would report to Equifax biz as well. It worked.

bizcredit11

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Thanks for that little nugget @bizcredit11 !!

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 I believe a DUNS NUMBER is for the Dun and Bradstreet Paydex score, not Equifax business scores.

[FinStar]

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@SG43 wrote:

I'm torn.

I shop often at tsc.. and have my tax exemption on file tied to my phone number. 

however I am boycotting citi for closing my simplicity for inactivity. 

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I mean, they're not wrong for closing the account if you had prolonged inactivity, no? Banks don't keep lines of credit perpetually open to everyone, especially when unused 🤷‍♂️ Citi isn't alone in those efforts, btw.

I can see the logic somewhat being justified if Citi had messed up a billing issue/dispute or made a mistake that didn't get rectified or worked in your favor. But, sometimes missing a viable business credit opportunity based on principle (or certain convictions) basically cuts off potential growth opportunities or options.