Over the last 2 weeks we have received about 8 notices from US Bank...
The first round last week stated that due to high util. they were increasing the standard APR on the account to 22.49%. One was on a 0% so not even sure this was an actual increase or just that the promo was ending.
This weekend we received a whole new set of letters stating they were CLD the accounts... Honestly, I'm having a hard time following which accounts because US Bank handles the business cards really odd... They have the Accounts payable, then whoever has a credit card, so my card is different number than my husbands and I see my account balance and available credit online and it's different then what he sees.
We had an $18k business edge cash card and a $10k charge card.
Sometime last year we received checks for a 0% offer on a $10k charge and I thought they were sending out some special offer on the charge card for some reason since we had never used it and I wrote the check for $10k! Fast forward, it's a difference account... We have 3 business cards.
The end result is the CL is now $16k on the cash card, $9300 on the card I don't know where it came from and $300 on the charge card (we still have never used it)
Not really too concerned since they obviously have large balances and I have only used the cards for BT Checks because the rates are terrible otherwise.
