WOOHOO!
I've been thinking about my next business card and been debating between BofA (which I have a personal relationship) or US Bank (no relationship at all) and while I figured BofA might be a little easier, I wanted to get into US Bank. I've seen a few approvals recently and figured I don't need another rewards card so I went for the Platinum which has no annual fee, a low APR and it's primary win is 0% interest for 18 months after your approval for purchases AND Balance Transfers....not too shabby.
My approval was not instant though took less than 3 days. They pulled my personal TU...my F8 is 832. I've had zero INQ's in the last 12 months. My personal UTIL is <1%
SL of $35,000
APR of 14.99%
That is a massive score my friend and wow is right. I actually have a sit down with them next Wednesday. I opened a biz checking account with them last week and they called and wanted to discuss "products" with me. Hopefully it is a $35k "product"! 
Congrats @cashorcharge !! That's a great credit limit for sure !
Did they ask you for any biz documentation / info during the approval process ?
@pizzadude wrote:Congrats @cashorcharge !! That's a great credit limit for sure !
Did they ask you for any biz documentation / info during the approval process ?
Thanks @pizzadude
They did not. I didn't even have to speak to anyone...I applied online and was notified a few days later of my approval with a link to create my online account.
@spiritcraft1 wrote:That is a massive score my friend and wow is right. I actually have a sit down with them next Wednesday. I opened a biz checking account with them last week and they called and wanted to discuss "products" with me. Hopefully it is a $35k "product"!
For sure @spiritcraft1
Thank you!
Sending Good Vibes your way!
@cashorcharge wrote:WOOHOO!
I've been thinking about my next business card and been debating between BofA (which I have a personal relationship) or US Bank (no relationship at all) and while I figured BofA might be a little easier, I wanted to get into US Bank. I've seen a few approvals recently and figured I don't need another rewards card so I went for the Platinum which has no annual fee, a low APR and it's primary win is 0% interest for 18 months after your approval for purchases AND Balance Transfers....not too shabby.
My approval was not instant though took less than 3 days. They pulled my personal TU...my F8 is 832. I've had zero INQ's in the last 12 months. My personal UTIL is <1%
SL of $35,000
APR of 14.99%
Congratulations on your approval.
Congratulations on your approval and fantastic starting limit!
Congrats, that is very impressive. Was it pending for 3 days? So they didnt ask for any docs is that usually the case with US Bank? If you dont mind does the Bussiness have huge revenue cause thats a great SL
@WP2020 wrote:Congrats, that is very impressive. Was it pending for 3 days? So they didnt ask for any docs is that usually the case with US Bank? If you dont mind does the Bussiness have huge revenue cause thats a great SL
Thank you! If you count the day I applied, the day in the middle and the following day I was approved, then YES you could say it was pending for 3 days.
No docs were requested. Huge Revenue...no. However, my personal TU was likely the weight that led to this approval
