US Bank Business Platinum Visa

[BearsCubsOtters]

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@audioman00 wrote:

@BearsCubsOtters I'm in the same boat except everything happened one day after you. Approved for $5k SL. I *think* I'm going to take the double HP and try to recon the SL. Unless ya'll can talk me out of that. I've seen some folks have success reconning low SLs for personal USB cards. Was told I need to wait until I physically receive the card to recon though. 

For me it was a TU HP (I'm in Pennsylvania)

TU FICO9 = 831

Utl = 1%

1/12, 3/24

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Congrats on your approval! $5k SL is quite good; however, if you can afford the second HP by all means give it a try and let us know the outcome.

As for me, I will wait the 6 months and go for a SP increase. The $3K SL was sufficient for what I needed it for. 

[Red1Blue]

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@audioman00 wrote:

@BearsCubsOtters I'm in the same boat except everything happened one day after you. Approved for $5k SL. I *think* I'm going to take the double HP and try to recon the SL. Unless ya'll can talk me out of that. I've seen some folks have success reconning low SLs for personal USB cards. Was told I need to wait until I physically receive the card to recon though. 

For me it was a TU HP (I'm in Pennsylvania)

TU FICO9 = 831

Utl = 1%

1/12, 3/24

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Hi @audoman00, I would say wait few months. In the current environment it is better to hold off. US Bank is a good bank. Keep the card and show some business and ask for CLI in 6 months. That is my suggestion.

[audioman00]

@Red1Blue I think that's likely wise advice. Though I've exercised a lot of willpower in building my scores to get to 830+, so I'm leaning toward taking the second HP for the thrill of it! I will report back after!