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US Bank Triple Cash Rewards Approval - $30k

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simplynoir
Mega Contributor

US Bank Triple Cash Rewards Approval - $30k

This is a late post considering when I got approved and screenshot but better late than never

 

Applied and immediately approval for their Triple Cash Rewards card for $30k. SUB was reached early and received with the first billing statement. This card is a "I just felt like applying for a card" urge and will hit their Leverage card later this year. Right now BofA's Business Unlimited and the Delta Platinum/Reserve take priority. Just being lazy applying for those cards right now

 

Only real hiccup with this card is not realizing I had to create a login for this business card since they give you business/corporate charge account to make payments; with your personal login you can only see the charges of the business card without any ability to pay. I had to call customer service and find that out after being transferred around a few times

 

Message 1 of 25
24 REPLIES 24
CYBERSAM
Senior Contributor

Re: US Bank Triple Cash Rewards Approval - $30k

Congrats on your US Bank Triple Cash Rewards Approval 🤑👍👍

Nicely done!







                
Message 2 of 25
cashorcharge
Community Leader
Super Contributor

Re: US Bank Triple Cash Rewards Approval - $30k

Not too shaby @simplynoir for a very lackadasicial application!  That's terrific!!

I take it that was a personal TU HP upon application?

Congratulations on your USBank Approval!! 🎉🥂👏

Message 3 of 25
simplynoir
Mega Contributor

Re: US Bank Triple Cash Rewards Approval - $30k


@CYBERSAM wrote:

Congrats on your US Bank Triple Cash Rewards Approval 🤑👍👍

Nicely done!


Thank you kindly!

Message 4 of 25
simplynoir
Mega Contributor

Re: US Bank Triple Cash Rewards Approval - $30k


@cashorcharge wrote:

Not too shaby @simplynoir for a very lackadasicial application!  That's terrific!!

I take it that was a personal TU HP upon application?

Congratulations on your USBank Approval!! 🎉🥂👏


@cashorcharge, I had to double check to make sure which bureua they pulled since Socks Bank likes to go back and forth between EX and TU for me. For this app they pulled TU which was around 820-830 I think at the time I applied

 

And thanks!

Message 5 of 25
cashorcharge
Community Leader
Super Contributor

Re: US Bank Triple Cash Rewards Approval - $30k


@simplynoir wrote:

@cashorcharge wrote:

Not too shaby @simplynoir for a very lackadasicial application!  That's terrific!!

I take it that was a personal TU HP upon application?

Congratulations on your USBank Approval!! 🎉🥂👏


@cashorcharge, I had to double check to make sure which bureua they pulled since Socks Bank likes to go back and forth between EX and TU for me. For this app they pulled TU which was around 820-830 I think at the time I applied

 

And thanks!


Appreciate that @simplynoir 

Thanks again!

Message 6 of 25
FinStar
Moderator Emeritus

Re: US Bank Triple Cash Rewards Approval - $30k


@simplynoir wrote:

This is a late post considering when I got approved and screenshot but better late than never

 

Applied and immediately approval for their Triple Cash Rewards card for $30k. SUB was reached early and received with the first billing statement. This card is a "I just felt like applying for a card" urge and will hit their Leverage card later this year. Right now BofA's Business Unlimited and the Delta Platinum/Reserve take priority. Just being lazy applying for those cards right now

 

Only real hiccup with this card is not realizing I had to create a login for this business card since they give you business/corporate charge account to make payments; with your personal login you can only see the charges of the business card without any ability to pay. I had to call customer service and find that out after being transferred around a few times

 


Congrats on the mega-approval @simplynoir! That's a pretty high SL for the Triple Cash Rewards.

 

Actually, I'm not sure how they set up mine, but in the past I was only able to view business accounts on a separate profile vs personal. However, whatever system enhancements were done a while back, I can view both business + personal under personal login including making payments to both (external sources + USB accounts).

 

I can also view both pers/biz deposit accounts as well. This includes US (Socks) Bank biz CCs and State Farm Bank biz CCs. The only thing I cannot view under personal login is employee CCs if you set up Central Billing -- those can only be viewed under biz login. I rarely log in to biz profile unless I need to download specific reports.

 

Did you apply online or via branch btw?

Message 7 of 25
SouthJamaica
Mega Contributor

Re: US Bank Triple Cash Rewards Approval - $30k


@simplynoir wrote:

This is a late post considering when I got approved and screenshot but better late than never

 

Applied and immediately approval for their Triple Cash Rewards card for $30k. SUB was reached early and received with the first billing statement. This card is a "I just felt like applying for a card" urge and will hit their Leverage card later this year. Right now BofA's Business Unlimited and the Delta Platinum/Reserve take priority. Just being lazy applying for those cards right now

 

Only real hiccup with this card is not realizing I had to create a login for this business card since they give you business/corporate charge account to make payments; with your personal login you can only see the charges of the business card without any ability to pay. I had to call customer service and find that out after being transferred around a few times

 


Congratulations.  Great starting limit on a pretty decent card.


Total revolving limits 568220 (504020 reporting) FICO 8: EQ 689 TU 691 EX 682




Message 8 of 25
imaximous
Valued Contributor

Re: US Bank Triple Cash Rewards Approval - $30k

Congrats again, @simplynoir ! Always great to get a large approval for a card we don't need! haha... like I told you, mine's also sitting unused with the same limit. I applied for it out of boredom and thinking of it as a back up for CIC, but that plan kinda changed too. lol.

 

Also, it looks like @FinStar isn't having the same issues either. I'm curious if it's something relatively new since my card is a couple of years old, but I've always had full access to it from my personal login where I already had AR and Cash+. 

 

When you get the BoA biz cards, you'll have something similar: a main corporate account for the particular card type and all individual cards listed separately. I have 3, so 3 corporate accounts and their respective employee cards under each. I think it kinda helps in viewing expenses and managing each employee card. 

Message 9 of 25
Citylights18
Valued Contributor

Re: US Bank Triple Cash Rewards Approval - $30k

Is US Bank's business products as geolocated as their personal products?

 

Reason I ask is because they wouldn't give me a cash plus based on where I live.

Official travel point totals as of 10/21/24 (1,358,177 Total Points)
Chase Ultimate Rewards 696,884 | IHG One Rewards 144,957 | Hilton Honors 144,521 | AMEX Membership Rewards 102,729 | World of Hyatt 76,095 | Marriott Bonvoy 65,343 | Citi Thank You 38,153 | Choice Rewards 32,460 | United MileagePlus 13,316 | British Airways Avios 12,333 | Jet Blue TrueBlue 11,780 | Wells Fargo Rewards 2,858 | Southwest Rapid Rewards 2,447 | NASA Platinum Rewards 1,883 | AA Advantage 1,744 | Navy Federal Rewards 1,087 | Delta Sky Miles 175 | Virgin Atlantic Virgin Points 100 | Lowes Business Rewards 7,102 ($71.02) | Amazon Rewards 2,200 ($4.75) | Discover CB 10 ($0.10)
Message 10 of 25
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