Walmart Community Bus. Card NET30 No PG **Approval

[FinStar]

Congrats on another one @M_Smart007 -- I can't keep track of all you've applied 😂

I was always curious about this one and the reporting aspects as well (being that it's not PG).  So, it's really kind of a store card (business-wise), but with Net 30 terms (no V/MC network) and managed under a separate portal for the account, right? 

[M_Smart007]

---

@FinStar wrote:

Congrats on another one @M_Smart007 -- I can't keep track of all you've applied 😂

I was always curious about this one and the reporting aspects as well (being that it's not PG).  So, it's really kind of a store card (business-wise), but with Net 30 terms (no V/MC network) and managed under a separate portal for the account, right? 

---

Thanks @FinStar !

Yes, to all you posted above.

I spoke with a very well versed rep today, basically said if it were PG'd,

that down the road they would HP your personal credit report for CLI's.

With no PG they would just pull Bus. EX for CLI's.

He also told me that it would report to DandB, SBFE and Bus. Experian.

Also that it would not report to personal even if it were PG'd.

Just to add, He said that with a "PG" based on what I had told Him, said I would have no problem getting a $25K CL.

He also mentioned the reason for the low initial SL, was based on "Not much DBA credit history to go on"

[FinStar]

---

@M_Smart007 wrote:

---

@FinStar wrote:

Congrats on another one @M_Smart007 -- I can't keep track of all you've applied 😂

I was always curious about this one and the reporting aspects as well (being that it's not PG).  So, it's really kind of a store card (business-wise), but with Net 30 terms (no V/MC network) and managed under a separate portal for the account, right? 

---

Thanks @FinStar !

Yes, to all you posted above.

I spoke with a very well versed rep today, basically said if it were PG'd,

that down the road they would HP your personal credit report for CLI's.

With no PG they would just pull Bus. EX for CLI's.

He also told me that it would report to DandB, SBFE and Bus. Experian.

Also that it would not report to personal even if it were PG'd.

Just to add, He said that with a "PG" based on what I had told Him, said I would have no problem getting a $25K CL.

He also mentioned the reason for the low initial SL, was based on "Not much DBA credit history to go on"

---

Ah, very excellent points @M_Smart007 -- thanks for the extra details. So, I'm not sure if this changed a while ago or this has been the case with the card, but what I read on the site and there are definitely 2 pluses and 1 minus (IMO). But, it can work I suppose!

The Walmart Community Card can be used for in-store Walmart and Sam's Club purchases (yes - a plus), as well as at Walmart and Sam’s Club gas stations (yes - I suppose another plus). This card cannot be used for online purchases at this time (sad panda here, with sad violin playing).

[Five6Two]

---

@FinStar wrote:

---

The Walmart Community Card can be used for in-store Walmart and Sam's Club purchases (yes - a plus), as well as at Walmart and Sam’s Club gas stations (yes - I suppose another plus). This card cannot be used for online purchases at this time (sad panda here, with sad violin playing).

---

The Sam's Club gas stations is a huge plus for me, there are two relatively closer to me than the Costco and I dislike not being able to use them when I am running low on fuel. Waiting in the Costco line is like pulling teeth if you go anytime between 8am-8pm.

[M_Smart007]

Fast turn around from approval to card arrival.

I wish all CC's were as stout and sturdy as this card.

(click image to enlarge)

"The Walmart Community Card can be used for in-store Walmart and Sam's Club purchases (yes - a plus), as well as at Walmart and Sam’s Club gas stations (yes - I suppose another plus). This card cannot be used for online purchases at this time (sad panda here, with sad violin playing)." 🐼🎻

[Five6Two]

---

@M_Smart007 wrote:

Fast turn around from approval to card arrival.

I wish all CC's were as stout and sturdy as this card.

Could probably use the card to cut open the recurring rotisserie chicken

[pamon]

Can see using card more at sams club vs walmart for biz purchases. Sams gives u more options depending on your biz. Wally has more daily supplies but I guess depends on your biz.

[Five6Two]

---

@pamon wrote:

Can see using card more at sams club vs walmart for biz purchases. Sams gives u more options depending on your biz. Wally has more daily supplies but I guess depends on your biz.

---

I suppose, as long as you have membership