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What card next?

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CreditFun
Regular Contributor

What card next?

I am looking to get a credit card for business expenses that would let me carry a balance for 0% for next few months.  Any suggestions?

 

PROFILE:

 

FICO 8:EQ 734, TU 732, EX 682

 

Negatives: EQ and TU late payments on 1 account 4+ years ago.  EX 1 charge off and 1 collection

 

Currently: Amex charge, BBT, Barclay, BB Visa, Cap 1 Quicksilver + 3 authorized user 

 

Recent opened: April 2020

 

Cards opened last 12 months: 3

 

Average age: ~8 years

 

Utilization: <10%

 

 

Message 1 of 5
4 REPLIES 4
AverageJoesCredit
Legendary Contributor

Re: What card next?

Discover?

Message 2 of 5
pinkandgrey
Senior Contributor

Re: What card next?


@AverageJoesCredit wrote:

Discover?


Agreed. Perhaps check the Disco prequal site.

Discover It: 26.5k
Amex Cash Magnet: 18k
Fidelity Visa: 16.5k
Apple Card: 6.5k
Message 3 of 5
dragontears
Senior Contributor

Re: What card next?


@pinkandgrey wrote:

@AverageJoesCredit wrote:

Discover?


Agreed. Perhaps check the Disco prequal site.


Just an FYI Discover business cards reports to your personal reports 

Message 4 of 5
Anonymous
Not applicable

Re: What card next?

Hard to say with the negatives, I don't have much experience on which Banks are okay with those. Also not sure if those are Personal or BIZ DP's, if they're on the personal side and the BIZ side is clean and established it may not hinder you too much. You currently have a decent lineup already so maybe wait those out?

 

 

 

 

 

 

Message 5 of 5
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