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$1000 Amex cards never getting CLI?

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jlitnns
Established Contributor

Re: $1000 Amex cards never getting CLI?


wrote:
This morning was day 61 and requested a CLI from $1000 to $3000 and approved in a flash. Now waiting for 181 days and will request $9000.

Nice, congrats! It's a good feeling.

 

Robot Very Happy


Message 71 of 97
Anonymous
Not applicable

Re: $1000 Amex cards never getting CLI?

Absolutely. Plus my wife applied for the Delta Gold Miles card last week and used my referral code and I got extra miles and we are going to use her card for the intro miles. Her starting limit is $5K and she will do a 3x at 61 days. We are AU on each other's cards. So it is even better.
Message 72 of 97
Anonymous
Not applicable

Re: $1000 Amex cards never getting CLI?

FWIW, the same day I got my new AMEX card (with a 1k limit) I also got a letter stating they would give me an auto CLI after 5 months of paying my bill on time (but it has to be used each of those 5 months)

Message 73 of 97
Anonymous
Not applicable

Re: $1000 Amex cards never getting CLI?

from a previous suggestion in the thread, I too initiated a couple of online chats with questions to CLI.   since I didn't ask for approval I am not going to post those here (bad form) but here's the data points I received.

 

Both agents said you can get CLI after first 60 days

Both agents confirmed you have to wait 90 days after a denial 

Both agents confirmed 180 days after a CLI for another CLI

Here's the striking comments:  Both agents said that you CAN receive CLI's at the above numbers even if another CC received a CLI in that timeframe.   Basically, the rules apply per card and not per account.   We've seen tons of data points suggesting otherwise but maybe that's a new policy this year?

 

Lastly, after moving CL from one card to another new card, my new card is still eligible for the 60 day CLI (I moved CL to it the day it was opened) as its outside of the CL reallocation 30 day window.  Eligibility kicks in a couple of weeks - will try and post back here on the success.

 

Also, I had no issues getting a CLI on my first card at $1k SL (Dec. 15) likely due to spending and payments (in full)

Message 74 of 97
601flyguy
Established Contributor

Re: $1000 Amex cards never getting CLI?

That would be great if that's the case.
2019 Spend Summary
$944,008 Amex BRG
$91,953 Amex SC
$58,351 Discover It
$50,046 BofA CR
$36,146 Amex PRG
$6,774 Cap1 QS
$963 Amex CM

$1,188,241 Yearly Spend
Message 75 of 97
jlitnns
Established Contributor

Re: $1000 Amex cards never getting CLI?


wrote:

from a previous suggestion in the thread, I too initiated a couple of online chats with questions to CLI.   since I didn't ask for approval I am not going to post those here (bad form) but here's the data points I received.

 

Both agents said you can get CLI after first 60 days

Both agents confirmed you have to wait 90 days after a denial 

Both agents confirmed 180 days after a CLI for another CLI

Here's the striking comments:  Both agents said that you CAN receive CLI's at the above numbers even if another CC received a CLI in that timeframe.   Basically, the rules apply per card and not per account.   We've seen tons of data points suggesting otherwise but maybe that's a new policy this year?

 

Lastly, after moving CL from one card to another new card, my new card is still eligible for the 60 day CLI (I moved CL to it the day it was opened) as its outside of the CL reallocation 30 day window.  Eligibility kicks in a couple of weeks - will try and post back here on the success.

 

Also, I had no issues getting a CLI on my first card at $1k SL (Dec. 15) likely due to spending and payments (in full)


So, in theory I could move my $3k over to my new BCE card with $1k limit and after 61 days possibly go from $4k to $12k? I'm sure this won't work for me for a number of reasons, eg, typically the $1k SL won't get 3x until 181 days and my BCP with the $3k limit is only 8 months old. My plan right now is to grow the BCP from $3k to $9k in June and $9k to hopefully $20-25k in December 2018.

 

Robot Very Happy


Message 76 of 97
Anonymous
Not applicable

Re: $1000 Amex cards never getting CLI?

Hey like I said above I had a $1K SL and I got my 3X CLI at 61 days. Try it you never know.
Message 77 of 97
jlitnns
Established Contributor

Re: $1000 Amex cards never getting CLI?


wrote:
Hey like I said above I had a $1K SL and I got my 3X CLI at 61 days. Try it you never know.

True, but I think I have to wait 12-13 months to transfer my CL and I've only had 8 months with BCP. Regardless, I'll try the 3x CLI at 61 days on the BCE.


Message 78 of 97
Anonymous
Not applicable

Re: $1000 Amex cards never getting CLI?

Update sl 1000 got 3x cli on day 61 exp score of 671 and 32% total utilization and 50% utilization on the Amex card when asked for cli
Message 79 of 97
Anonymous
Not applicable

Re: $1000 Amex cards never getting CLI?

@Joesmoove  Good for you!!  Impressive.  Congrats and may those CLIs keep rolling in.....

Message 80 of 97
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