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2 AMEX, same Hp?

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Anonymous
Not applicable

2 AMEX, same Hp?

Just applied Monday for BCE. Approved. Is it too late to apply for a charge card and have it be the same hp? Or is it a ymmv situation?
Message 1 of 13
12 REPLIES 12
myjourney
Super Contributor

Re: 2 AMEX, same Hp?

Yep YMMV at this point 

Good luck tho

Before you app think...
Have you done your research of the CC?
Does it fit your spending?
Do you have a plan for the bonus w/o going into debt?
Can you afford the AF?
Do you know the cards benefits? Is it worth the HP?
Message 2 of 13
KSK1912
Valued Contributor

Re: 2 AMEX, same Hp?

At this point it will be YMMV, but i hardly believe that you will end up with 2 hard pulls. I would go ahead and try it if you want to, before any longer. Gien the fact that it is only a few days, even the cra's may end up combining the 2 inq's.


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Message 3 of 13
UncleB
Credit Mentor

Re: 2 AMEX, same Hp?

There's always a chance the HPs could be still be merged, but I would expect a second HP and just be 'pleasantly surprised' if it turns out to only be one.

 

The good news is that since you now have a card with Amex, in the event it's a denial it should only be a SP.  Smiley Wink

Message 4 of 13
_NERD
Established Contributor

Re: 2 AMEX, same Hp?

Yes! It's only been since Wednesday I was approved for the BCE. I'd love to kill two stones with one bird if I can get two Amex products on the same HP.

Am I limited to charge cards for the 2nd stone? How about a travel rewards or even the BCP?

3B profile optimization in progress...
Message 5 of 13
Bone35
Regular Contributor

Re: 2 AMEX, same Hp?


@_NERD wrote:
Yes! It's only been since Wednesday I was approved for the BCE. I'd love to kill two stones with one bird if I can get two Amex products on the same HP.

Am I limited to charge cards for the 2nd stone? How about a travel rewards or even the BCP?

Usually the 2 for 1 deal is with a Revolver and a Charge card, but like UncleB said....Expect another HP (especially if you go for another revolver) and hope for the best.

Message 6 of 13
credit_is_crack
Valued Contributor

Re: 2 AMEX, same Hp?


@Anonymous wrote:
Just applied Monday for BCE. Approved. Is it too late to apply for a charge card and have it be the same hp? Or is it a ymmv situation?

I was approved for the Amex BCE, PRG and Hilton Surpass all with 1 hard pull. 2 in one week, 3rd the following week. All approved. Be sure to read up on the Amex 61 Day CLI posts for your BCE. Congrats on the approval!

Message 7 of 13
Anonymous
Not applicable

Re: 2 AMEX, same Hp?

It's possible it'll be 1 HP but it's ALWAYS YMMV, not just because it's been a few days. Also, don't get a charge card unless you see one that's useful. No sense in getting new accounts you don't need just because you may only get one pull. New accounts do more damage than inquiries.
Message 8 of 13
_NERD
Established Contributor

Re: 2 AMEX, same Hp?

Werd. She. The BCE hits my mailbox, does the CLI request upon activation count as an HP? I'm not hijacking this post. I'm trying to maximize my HP spend (=

3B profile optimization in progress...
Message 9 of 13
Anonymous
Not applicable

Re: 2 AMEX, same Hp?

No. I don't even think you CAN get a hp for a CLI with AmEx. Even if you asked lol.
Message 10 of 13
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