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2 Chase applications in one day

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Anonymous
Not applicable

2 Chase applications in one day

I was approved for 5k Sapphire today...should I apply now for Ritz card or wait (I really want it).  I'm not sure if the underwriting systems talk to each other and if it is better to do it same day before anything is on the books.

Message 1 of 19
18 REPLIES 18
Anonymous
Not applicable

Re: 2 Chase applications in one day

Many people app and have success with 2 chase cards in one day.  Can't guarantee it will be on the same HP, but I say go for it!

Message 2 of 19
Anonymous
Not applicable

Re: 2 Chase applications in one day

Congrats!!  I applied for Freedom and later same day apped for CSP.  They double pulled for the Freedom but i got both cards on the one double pull. Good luck and let us know what happens. 

Message 3 of 19
Anonymous
Not applicable

Re: 2 Chase applications in one day

I apped for the Freedom and was approved with one hard pull.  A week later I apped for the CSP and was approved with the same hard pull.  I got cocky because I was still prequalified for the Slate but since I had not even made the first payment on either card I got denied and got a HP to boot.  I would be satisfied with what you have until you get some history with Chase, if you don't already have it.

Message 4 of 19
Anonymous
Not applicable

Re: 2 Chase applications in one day


@Anonymous wrote:

I was approved for 5k Sapphire today...should I apply now for Ritz card or wait (I really want it).  I'm not sure if the underwriting systems talk to each other and if it is better to do it same day before anything is on the books.


Congrats on your approval.. You can apply for 2 cards in 1 day with Chase..

Message 5 of 19
Jarnog
Frequent Contributor

Re: 2 Chase applications in one day


@Anonymous wrote:

I was approved for 5k Sapphire today...should I apply now for Ritz card or wait (I really want it).  I'm not sure if the underwriting systems talk to each other and if it is better to do it same day before anything is on the books.


If you saw my DW app spree post, you can do 2 in a day or relatively close to each other.  She got a Freedom and Marriott within minutes of each other.  She pushed her luck and tried for the AARP and was put to pending.  Called Chase up and they said the only thing that caused denial/pending is their guidelines of no more than 2 apps per 30 days.

 

She got both with a double pull.  I don't know if one pulled one and the other the other, or what but it was a double pull on EX and EQ, I believe Smiley Happy


Good luck!!

 

Message 6 of 19
CreditCuriosity
Moderator Emeritus

Re: 2 Chase applications in one day

Yep believe 2 in 30 day period of time, obviously I believe their has been cases were a few have got away with 3, but tends to be the rule..  As far as the time frame their is no real set time line other then you might want to give them 3 months history with you first?   All your call

Message 7 of 19
Anonymous
Not applicable

Re: 2 Chase applications in one day

Probably will be okay. Just be prepared to recon. I got approved for CSP, Freedom, and Ritz in a two day span.
Message 8 of 19
chalupaman
Super Contributor

Re: 2 Chase applications in one day

I'd go for it. 

Tradelines: Macy’s - $18k, Penfed Power Cash Rewards - $10k, Ethan Allen (TD Bank) - $5.7k, Kay Jewelers - $5.5k, Appliances Connection - $5.3k, Jared - $5.25k, Best Buy (Citi) - $5k, Dell Preferred Account - $3.5k, Samsung - $3.2k, Firestone CFNA - $3.2k, Capital One Platinum - $3k, Mercury MC - $2.25k, Williams Sonoma - $2.1k, Wayfair (Fortiva) - $2k, Amazon Store Card - $1.8k, Apple Card - $1.7k, NFCU cashRewards - $1.5k, CareCredit - $1.5k, B&H Photo - $1.5k, Adorama - $1.25k, Ebay MC - $1k, Sam’s Club MC - $1k, American Eagle - $1k, Ollo MC - $600, Mission Lane Visa - $500, NY & Company - $500, Walgreens - $500, Home Depot - $500, Target RED Card - $500, CapOne Secured MC 0 AF - $500, Penfed Overdraft LOC - $500

Current FICOS: Mid 640s-50s on all reports, Ch 7 BK D/C Aug 2019
Starting scores: EX - 534, EQ - 574, TU - 516 | Total TLs: $91k approx | Total Utilization: 17%, getting this back down
Message 9 of 19
Chaselover
Frequent Contributor

Re: 2 Chase applications in one day

Hi, donno if ur getting this late but i hav been approved for 2 chase cards in one two on two different occassions more than 30 days apart. Go for it.

In a committed relationship with Chase from 12/2012.
Age: 26, Income: $59,240/-, Current score: TU from CK: 750/A (12/24/14), TU Vantage score from CK: 775/C (12/24/14), Experian from Creditsesame: 717, Equifax from myfico: 724, Overall Util: 1% (12/24/14), Total credit limits: $62,150, In the garden from 12/19/2014, AAoA : 7 months, Oldest account: 8 months, Newest account: 1 week, HP: 18.
Message 10 of 19
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