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I was approved for 5k Sapphire today...should I apply now for Ritz card or wait (I really want it). I'm not sure if the underwriting systems talk to each other and if it is better to do it same day before anything is on the books.
Many people app and have success with 2 chase cards in one day. Can't guarantee it will be on the same HP, but I say go for it!
Congrats!! I applied for Freedom and later same day apped for CSP. They double pulled for the Freedom but i got both cards on the one double pull. Good luck and let us know what happens.
I apped for the Freedom and was approved with one hard pull. A week later I apped for the CSP and was approved with the same hard pull. I got cocky because I was still prequalified for the Slate but since I had not even made the first payment on either card I got denied and got a HP to boot. I would be satisfied with what you have until you get some history with Chase, if you don't already have it.
@Anonymous wrote:I was approved for 5k Sapphire today...should I apply now for Ritz card or wait (I really want it). I'm not sure if the underwriting systems talk to each other and if it is better to do it same day before anything is on the books.
Congrats on your approval.. You can apply for 2 cards in 1 day with Chase..
@Anonymous wrote:I was approved for 5k Sapphire today...should I apply now for Ritz card or wait (I really want it). I'm not sure if the underwriting systems talk to each other and if it is better to do it same day before anything is on the books.
If you saw my DW app spree post, you can do 2 in a day or relatively close to each other. She got a Freedom and Marriott within minutes of each other. She pushed her luck and tried for the AARP and was put to pending. Called Chase up and they said the only thing that caused denial/pending is their guidelines of no more than 2 apps per 30 days.
She got both with a double pull. I don't know if one pulled one and the other the other, or what but it was a double pull on EX and EQ, I believe
Good luck!!
Yep believe 2 in 30 day period of time, obviously I believe their has been cases were a few have got away with 3, but tends to be the rule.. As far as the time frame their is no real set time line other then you might want to give them 3 months history with you first? All your call
I'd go for it.