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2 FNBO Approvals with one inquiry

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4yearsin
Member

2 FNBO Approvals with one inquiry

I just did a pre-qual with FNBO

and recieved 2 preaprovals with both 9600 cl

for the Rewards card with sign up bonus and 0%intro on purc and bal

 

Is it possible to get apply for both cards with one inquiry

and recieve credit limit stated on both or something close to it.

im at FICO8 TU 768 5 acnt opened 7mo ago but subrime.(neg just feel off) inq-3 AAOA 6.8yr

AoOA 4yr6mo personal ) (17yr1mo AU)

 

4 REPLIES 4
coldfusion
Community Leader
Mega Contributor

Re: 2 FNBO Approvals with one inquiry

Anything is possible but odds of that outcome are extremely low.  

(5/2025)
FICO 8 (EX) 850 (TU) 850 (EQ) 850
FICO 9 (EX) 850 (TU) 850 (EQ) 850

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Artist formerly known as the_old_curmudgeon who was formerly known as coldfusion
Message 2 of 5
pinkandgrey
Senior Contributor

Re: 2 FNBO Approvals with one inquiry

Agreed that it's unlikely. I'd probably pick just one, but if you're hell-bent on both, I would app for the one you most want/need first. 

Good luck! 

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Message 3 of 5
SouthJamaica
Mega Contributor

Re: 2 FNBO Approvals with one inquiry


@4yearsin wrote:

I just did a pre-qual with FNBO

and recieved 2 preaprovals with both 9600 cl

for the Rewards card with sign up bonus and 0%intro on purc and bal

 

Is it possible to get apply for both cards with one inquiry

and recieve credit limit stated on both or something close to it.

im at FICO8 TU 768 5 acnt opened 7mo ago but subrime.(neg just feel off) inq-3 AAOA 6.8yr

AoOA 4yr6mo personal ) (17yr1mo AU)

 


I doubt it.


Total revolving limits 569520 (505320 reporting) FICO 8: EQ 699 TU 696 EX 682




Message 4 of 5
Drifter73
Established Contributor

Re: 2 FNBO Approvals with one inquiry

I think the only way to be sure about getting 1 HP for more than one card is to visit an FNBO branch and sit down with the lender there to app in person, explaining what you want to do.

 

There's generally more options like that when in person since both cards are handled by the same department.

 

I know some Credit unions that can also do 1 hp for a cc + auto loan, while traditional banks can't being 2 different departments.

 

Going in person to app is your best bet at just 1hp for 2 or more cards, imo.











Message 5 of 5
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