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2 Identical Chase Cards?

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credit_endurance
Valued Contributor

2 Identical Chase Cards?

Hey all,

 

I was as wondering if it was possible to have 2 of the very same Chase credit cards? Reason for asking is I was contemplating aping for another Chase Ritz to obtain a lower Apr and perhaps higher SL and was wondering if Chase would go for this.

Starting FICO08 Scores 2016 All in the mid 500’s
Current FICO08 Scores SEP 2023 (TU 834) (EQ 831 (EXP 831)

“The credit is no longer bruised, it has endured the test of time” (formally know as bruisedcredit)

Message 1 of 4
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Aduke1122
Senior Contributor

Re: 2 Identical Chase Cards?

Hey I'm not speaking from experience but with how Chase is I highly doubt they would go for it but who knows , have you tried a CLI and Apr reduction?
Message 2 of 4
credit_endurance
Valued Contributor

Re: 2 Identical Chase Cards?


@Aduke1122 wrote:
Hey I'm not speaking from experience but with how Chase is I highly doubt they would go for it but who knows , have you tried a CLI and Apr reduction?

Hey my friend! I haven't attempted a cli attempt yet because I was reading around  a bit about Chase being very stingy with cli's and that you would be better off just apping for another card with them and maybe receiving a more generous staring limit. I might just contact them about the Apr reduction. Good to see you around here Aduke. Are you ready for the next NFCU AR? Just around the corner now.

Starting FICO08 Scores 2016 All in the mid 500’s
Current FICO08 Scores SEP 2023 (TU 834) (EQ 831 (EXP 831)

“The credit is no longer bruised, it has endured the test of time” (formally know as bruisedcredit)

Message 3 of 4
Aduke1122
Senior Contributor

Re: 2 Identical Chase Cards?

Ok well maybe if others have had experience with this then I would consider it also , and nope I'm so nervous about the AR , it will mark the one year date for my cc in July too I'm just trying to get all my ducks in a row bf I even think about hitting that button lol
Message 4 of 4
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