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2 Pending Chase Apps... #7 & #8

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OmarGB9
Community Leader
Super Contributor

Re: 2 Pending Chase Apps... #7 & #8

Good luck CA.

Last App: 1/10/2023
Penfed Gold Visa Card

Currently rebuilding as of 04/11/2019.

Starting FICO 8 Scores:




Current FICO 8 scores:


Message 21 of 49
Saleen099
Senior Contributor

Re: 2 Pending Chase Apps... #7 & #8


@Creditaddict wrote:

@Saleen099 wrote:

 I forgot to mention when I was on the phone with the supervisor I asked her about it and she was able to confirm it was in the system so hopefully by calling and talking nice that'll help  80k 50+  Promotion. 


I forgot about that previous promotion... Chase is really good at switching and matching... What was the details on it so if I get approved I can ask for it! Smiley Tongue

https://creditcards.chase.com/a1/ihg/ihgsaml80plus

 

Message 22 of 49
Creditaddict
Legendary Contributor

Re: 2 Pending Chase Apps... #7 & #8 - Update #7

Declined United...

I called into security but then she had to transfer me to lending and I almost hung up to just let it run it's course but decided to talk and she was just not willing to give anymore credit based on 3 chase accounts in last 8 months, 40 new accounts in last 12 months Smiley Tongue and over $700k in available credit to me in less than 12 months.

I'll let the IHG run it's course and maybe I'll get lucky and someone else will review that one and like it for approval!

I didn't even ask about moving CL to get the United because I don't want it enough to even do that but doesn't sound like she would have done that either.

Message 23 of 49
12njoy
Super Contributor

Re: 2 Pending Chase Apps... #7 & #8

Sorry to hear CA. I decided to pull the trigger on united myself last night. Went through the same process you did worth verification and was transferred to lending but I hung up before they answered. I already know what they'll tell me.
(Formerly known as: Credit is my hobby (1.7M)/TCL objective)
___________ 12Njoy
FICO - EX 825; EQ 807; TU 810 I'm climbing back to 800+
Message 24 of 49
ddemari
Super Contributor

Re: 2 Pending Chase Apps... #7 & #8 - Update #7

CA- Let the app run its course without calling them. I think you have a better chance at approval if you do it that way and don't have someone intervene on the app while its processing. Good luck! 

Message 25 of 49
Creditaddict
Legendary Contributor

Re: 2 Pending Chase Apps... #7 & #8 - Update #7


@ddemari wrote:

CA- Let the app run its course without calling them. I think you have a better chance at approval if you do it that way and don't have someone intervene on the app while its processing. Good luck! 


yup, I knew I should have hung up when she said she needed to get me to lending... ill hope for the best on the IHG

Message 26 of 49
ddemari
Super Contributor

Re: 2 Pending Chase Apps... #7 & #8 - Update #7

transfer to lending always spooks me. 

Message 27 of 49
taxi818
Super Contributor

Re: 2 Pending Chase Apps... #7 & #8

Sorry ca. Hope it works in the other app. This is exactly why I don't want to all the 2nd card. Unless j can get them to pull my TU. arghSmiley Sad
Message 28 of 49
Ron1
Super Contributor

Re: 2 Pending Chase Apps... #7 & #8

Sorry to hear!!! Smiley Sad Try again next year.


Ron.
Message 29 of 49
B335is
Moderator Emeritus

Re: 2 Pending Chase Apps... #7 & #8

Sorry about United. Good luck with IHG. Which offer did you apply for, 70k?
Message 30 of 49
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