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2nd CLI on Navy FCU card question

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Mad12345
Regular Contributor

2nd CLI on Navy FCU card question

I know that the first CLI on a Navy card is 91/3. When would I be eligible for a second CLI on the card? Would it be 180 days or 6 full statements? Thanks in advance.

Message 1 of 7
6 REPLIES 6
800wannabe420
Regular Contributor

Re: 2nd CLI on Navy FCU card question


@Mad12345 wrote:

I know that the first CLI on a Navy card is 91/3. When would I be eligible for a second CLI on the card? Would it be 180 days or 6 full statements? Thanks in advance.


You are eligible for a CLI 6 months from you last successful CLI.  In this case, assuming you received an increase at 91/3, your next increase could come 6 months from that date, or approximately 9 months or 270+ days from when your card was issued.

Message 2 of 7
Mad12345
Regular Contributor

Re: 2nd CLI on Navy FCU card question


@800wannabe420 wrote:

@Mad12345 wrote:

I know that the first CLI on a Navy card is 91/3. When would I be eligible for a second CLI on the card? Would it be 180 days or 6 full statements? Thanks in advance.


You are eligible for a CLI 6 months from you last successful CLI.  In this case, assuming you received an increase at 91/3, your next increase could come 6 months from that date, or approximately 9 months or 270+ days from when your card was issued.


Thank you for that info.

Message 3 of 7
HernandezWil
Valued Member

Re: 2nd CLI on Navy FCU card question

Are this CLI's HP or SP?

October 22, 2024 Fico 8 Scores:

Active Accounts:

Mortgages and Loans:

Next Card:
Updated 22 October 2024 | Last Hard Pull 11 June 2024 (IHG Premier)
Message 4 of 7
Total80sKid
Senior Contributor

Re: 2nd CLI on Navy FCU card question


@HernandezWil wrote:

Are this CLI's HP or SP?


If you do it online or in the app, it should be a SP.

 

Calling in will be a HP.

Message 5 of 7
HernandezWil
Valued Member

Re: 2nd CLI on Navy FCU card question

Thanks for the info.

October 22, 2024 Fico 8 Scores:

Active Accounts:

Mortgages and Loans:

Next Card:
Updated 22 October 2024 | Last Hard Pull 11 June 2024 (IHG Premier)
Message 6 of 7
Mr_Mojo_Risin
Senior Contributor

Re: 2nd CLI on Navy FCU card question


@Mad12345 wrote:

I know that the first CLI on a Navy card is 91/3. When would I be eligible for a second CLI on the card? Would it be 180 days or 6 full statements? Thanks in advance.


A lot of people like to wait at least 183 days just to be safe. If you ask even 1 day early you'll be denied for "recent change", this happened to me last month, had my dates wrong.

It's always best practices to request your CLI through the website or mobile app for best chance of SP.

 

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