2nd NFCU CC

[rbentley]

Monday (5/14) will be my 91/3 with NFCU.  I current have checking/savings with them as well as GoRewards.  I am planing on apping for a CLI on Monday and if it is a HP , I will use it to also app for a 2nd card.  Any recomendations for which one might offer the highest SL?  I am presently considering the  AMX or the Platnium.

[AverageJoesCredit]

Good luck. I dont think there is any way to predict which card would give you the highest limit its all profile specific. Were I to choose though I'd say the Cash Rewards, been quite a few high sl recently.

[Pikaboo-icu]

Hey AJ,

Would both a CLI and a new card be the same HP?

Cause I believe the OP would get 2 wouldn't they? 

Just a DP... Thanks

[rbentley]

I did apply for the CLI today, and as I remarked in the NFCU CLI thread it was granted with a HP.  All customer initiated CLi's are HP.  I asked about a second card using the same pull and was told no and that it would require a second, unique pull, even though the CLI was just done an hour ago.  So CLI and second card is 2 HP's.  I decided not to go for the second card at this time.

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@Pikaboo-icu wrote:

Hey AJ,

Would both a CLI and a new card be the same HP?

Cause I believe the OP would get 2 wouldn't they? 

Just a DP... Thanks

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[AverageJoesCredit]

Yup, most likely 2 hps. This isnt Penfed where its known a hp can be used up to 90 days or less depending. Navy seems to think a hp cant remain on file longer than 10 minutes lol so everything is usually hp. I think as we harp on always here, always expect the hp . The only time truly worth trying for sp cli is around AR but even that is now becoming hit or miss. But honestly, how they treat us with cli, HPS are well worth it , to me anyway

[Pikaboo-icu]

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@AverageJoesCredit wrote:
Yup, most likely 2 hps. This isnt Penfed where its known a hp can be used up to 90 days or less depending. Navy seems to think a hp cant remain on file longer than 10 minutes lol so everything is usually hp. I think as we harp on always here, always expect the hp . The only time truly worth trying for sp cli is around AR but even that is now becoming hit or miss. But honestly, how they treat us with cli, HPS are well worth it , to me anyway

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This is hilarious in it's accuracy. LOL

The good news is; Navy is often worth the HP.. 

[Anonymous]

Just did the CLI on Flagship and new app for Plat on May 12 after AR/EQ score post. Definately two HP's. EQ for CLI, and TU for new card. Called to speak to a Rep about that, and was told...that's what they definately do. Only NFCU intiated auto CLI's are SP. Anything intitiated by customer will more than likely trigger HP. Flagship went to 25K Plat SL 25k.

NFCU EQ 9  = 761

FICO.com TU 9 = 743

[AverageJoesCredit]

Semper Fi Marine, well done