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A word about AmEx

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Anonymous
Not applicable

A word about AmEx

I was prequalified for both the AmEx Everyday and  AmEx Blue Cash everday . Applied for the Everday and was immediatly approved for 2k SL. Went back and applied for a blue cash everyday and got a please call us message. Called in and the gentleman explained that the application was fine but when 2 apps are made the same day they flag the second one like its fraud and it freezes for 5 days. They told me to call back on wenseday and they will be able to process it. So word of advice, Don't Apply for 2 cards in the same day.

Message 1 of 9
8 REPLIES 8
Anonymous
Not applicable

Re: A word about AmEx

Good info. Thanks!

Message 2 of 9
Meanmchine
Super Contributor

Re: A word about AmEx

You applied for two revolvers the same day. Cant do that.  But you can apply for one revolver and if approved, you can immediately for a charge card and you will only be "charged" one HP

>3/2016 EX 644 CK-TU 642 CK-EQ 660 WalMart- 671.
>5/2025 All 3 reports 845 - 850(F8) F9s = all 850 but my app finger is still twitching
Message 3 of 9
Anonymous
Not applicable

Re: A word about AmEx

"But you can apply for one revolver and if approved, you can immediately for a charge card and you will only be "charged" one HP"

 

Does it work the other way? Applying for a charge card then a revolver? (I have a Amex Gold offer)

Message 4 of 9
Meanmchine
Super Contributor

Re: A word about AmEx

yuppers. Gotta be the same day

>3/2016 EX 644 CK-TU 642 CK-EQ 660 WalMart- 671.
>5/2025 All 3 reports 845 - 850(F8) F9s = all 850 but my app finger is still twitching
Message 5 of 9
RonM21
Valued Contributor

Re: A word about AmEx

Best of luck on the BCE when that time comes.


Total CL: $321.7kUTL: 2%AAoA: 7.0yrsBaddies: 0Other: Lease, Loan, *No Mortgage, All Inq's from Jun '20 Car Shopping

BoA-55k | NFCU-45k | AMEX-42k | DISC-40.6k | PENFED-38.4k | LOWES-35k | ALLIANT-25k | CITI-15.7k | BARCLAYS-15k | CHASE-10k

Message 6 of 9
MontegoMack
Frequent Contributor

Re: A word about AmEx

I may have read that the charge cards are easier to get, so more people app for them first and then app for the revolver in that same calendar day. 

YYMV, but it seems to be a very regular courtesy that they extend. 

 

Hope that helps.

AmEx Platinum - AmEx BCP - Chase Freedom - NFCU Platinum - Chase Amazon Prime - Citi Costco - Citi Best Buy
Message 7 of 9
Anonymous
Not applicable

Re: A word about AmEx


@Anonymous wrote:

"But you can apply for one revolver and if approved, you can immediately for a charge card and you will only be "charged" one HP"

 

Does it work the other way? Applying for a charge card then a revolver? (I have a Amex Gold offer)


Depends... I tried kind of the reverse of this. Instant approval for PRG, 3-5 mins later submitted ED app (from pre-approved mailer) and that one was pending for 2 days.

Message 8 of 9
Vegas4Play
Valued Contributor

Re: A word about AmEx

Thanks for sharing that information.

Fico 8's TU 756/ EQ 754/ EX 743- 8/2020// AAoA 5.7 years // Lines August 2020 = 619k Personal - Business 61k // Inquiries 6 TU - 0 Exp - 0 Eq.
Message 9 of 9
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