@SouthJamaica wrote:
@LADave wrote:
@SouthJamaica wrote:
@creditnoob89 wrote:Thank you for the feedback! You haven't had any issues with it? I know some are skeptical because it's issued by Comenity
I have the Travel Advantage version (identical except that instead of 5% for groceries and 3% for gas and ev, it gives 5% for gas and ev and 3% for groceries). The only issue I've had is if you report zero balances. There's been some kind of glitch where when you redeem rewards for cash you can only get a statement credit up to the statement balance, so if you don't report balances on your statement you couldn't do the redemption online.
That's also been a problem lately with my Bread Amex Cashback. I've read in another thread that this is a recent technical problem that Comenity has said they will fix, although they don't seem to be in a hurry to do it. They might be the most technologically-challenged bank I've ever seen, and I've also seen PenFed 🥴
Yeah they told me several times they were working on a fix, but I think that's just something they say
It seems to me that it would be a very simple programming fix. Change the variable "statement balance" to "current balance" and you're done. Should take around 5 minutes.
You may be right. Given how messed up their technology is, I wouldn't be surprised if it's a simple fix they're incapable of handling, or if their system was so badly put together that it's somehow become a complicated task.
It amazes me that they haven't put together a phone app yet, but they may have simply figured that it wouldn't pay off them. And if that's the case, they might even be right.
I have the same offer in my email. I stopped in AAA for an insurance quote and the CS rep rminded me that I had the offer and it was expiring soon. She specifically said I was preapproved.
I say change the info and go for it.
B.
@youngandcreditwrthy wrote:
HOWEVER, changing the address on the pre approval might cause an hiccup getting an immediate approval
I'm pretty sure the preapproval wasn't for me lol. I changed the info and submitted it, because I thought the auto fill address was an AAA address, and I got a message saying they'd contact me in 7-10 days. I just checked the specific street address though, and it's for someone with the same last name 😳 oh well, that's gonna be a fail. Idk how that happens though.
I did but I don't think it was actually for me. The address is for someone else with the same last name, but idk. When I submitted the app it said they'd get back to me in 7-10 days 🤞🏼