AMEX 3X CLI question about utilization%

[Anonymous]

Hey Guys,

I go through the post about AMEX 3X CLI but I didn't find the answer to my questions. I got a new BCE recently, and someting happened which made me very few spend on my first month statement. I tried to spend more on my second billing cycle. Now, my utiization% of my BCE is 30%.  My questions are

1. should I leave the spend as is untill the next statement or should I pay some dollars back, making the utilization% lower than 20%

2. Does it matter when AMEX considers 3X CLI when Utilization % is high? What number would be considered as too high?

3. My 1st statement is only show I spend less than 20 bucks.(I know, but I got the card only few days before the first statement cut off). Does it matter?or should I wait for more than 1 month, like 3 months later, to pull the triger?

Thank you guys. Appreciate your response.

[ojefferyo]

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@Anonymous wrote:

Hey Guys,

I go through the post about AMEX 3X CLI but I didn't find the answer to my questions. I got a new BCE recently, and someting happened which made me very few spend on my first month statement. I tried to spend more on my second billing cycle. Now, my utiization% of my BCE is 30%.  My questions are

1. should I leave the spend as is untill the next statement or should I pay some dollars back, making the utilization% lower than 20%

2. Does it matter when AMEX considers 3X CLI when Utilization % is high? What number would be considered as too high?

3. My 1st statement is only show I spend less than 20 bucks.(I know, but I got the card only few days before the first statement cut off). Does it matter?or should I wait for more than 1 month, like 3 months later, to pull the triger?

Thank you guys. Appreciate your response.

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What was the SL they gave you? I've seen many with $1k limits not get it the first time around. If your "61 days" are up then do the 3x CLI, if you're qualified then they will give it to you no matter what. I had a balance of $800 on my Hilton card when I did the 3X and was approved for the full amount AND I was 2 weeks early on my 61 days. 

[Anonymous]

My SL is 4500

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@ojefferyo wrote:

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@Anonymous wrote:

Hey Guys,

I go through the post about AMEX 3X CLI but I didn't find the answer to my questions. I got a new BCE recently, and someting happened which made me very few spend on my first month statement. I tried to spend more on my second billing cycle. Now, my utiization% of my BCE is 30%.  My questions are

1. should I leave the spend as is untill the next statement or should I pay some dollars back, making the utilization% lower than 20%

2. Does it matter when AMEX considers 3X CLI when Utilization % is high? What number would be considered as too high?

3. My 1st statement is only show I spend less than 20 bucks.(I know, but I got the card only few days before the first statement cut off). Does it matter?or should I wait for more than 1 month, like 3 months later, to pull the triger?

Thank you guys. Appreciate your response.

---

What was the SL they gave you? I've seen many with $1k limits not get it the first time around. If your "61 days" are up then do the 3x CLI, if you're qualified then they will give it to you no matter what. I had a balance of $800 on my Hilton card when I did the 3X and was approved for the full amount AND I was 2 weeks early on my 61 days. 

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[ojefferyo]

I say go for it, I always PIF with my cards and that may have something to do with the approval also. Never know untl you try it.