cancel
Showing results for 
Search instead for 
Did you mean: 

AMEX 3X CLI

tag
DoroLucky
Valued Contributor

AMEX 3X CLI

I was approved for the AMEX ED card with a CL of 1K on 2/24/15. When will it be best to ask for a CLI?? THANKS 

TCL= $172,800
6-7-16: EQ 683 EX 713 TU 715
10-12-16 EQ 685 EX 706 TU 702 12-19-16 EQ 683 EX 704 TU 701 and CHILLING ON ICE...BRRRRR!
In the garden as of 6-7-16, I've been really really BADDDDD Smiley Sad Smiley Sad

Message 1 of 9
8 REPLIES 8
DoroLucky
Valued Contributor

Re: AMEX 3X CLI

I finally see the "Increase Line of Credit" option on my account, it wasn't there before. What does that mean? 

TCL= $172,800
6-7-16: EQ 683 EX 713 TU 715
10-12-16 EQ 685 EX 706 TU 702 12-19-16 EQ 683 EX 704 TU 701 and CHILLING ON ICE...BRRRRR!
In the garden as of 6-7-16, I've been really really BADDDDD Smiley Sad Smiley Sad

Message 2 of 9
redbeard
Frequent Contributor

Re: AMEX 3X CLI

Ask for the increase 61 days after the approval.

 

It is not guaranteed, but most people get the 3x increase, unless you happen to be me, then they wonder why they approved the card in the first place Smiley Happy

 

The cli button showing up just means it showed up.  It is not indicative of anything other than your account is now setup fully.  You can ask for a cli whenever you want, but to improve your odds, wait 61 days.

 

Dan

 

 

 

Just trying to get my scores to rise from the dead......

Wait.... I think I just heard a heartbeat!

Message 3 of 9
DoroLucky
Valued Contributor

Re: AMEX 3X CLI

Thanks Redbeard Dan Smiley Very Happy

 

 

I am itching for something, haven't app'ed since then Smiley Sad LOL

Checked all of the pre-approval sites and nothing Smiley Sad

TCL= $172,800
6-7-16: EQ 683 EX 713 TU 715
10-12-16 EQ 685 EX 706 TU 702 12-19-16 EQ 683 EX 704 TU 701 and CHILLING ON ICE...BRRRRR!
In the garden as of 6-7-16, I've been really really BADDDDD Smiley Sad Smiley Sad

Message 4 of 9
Anonymous
Not applicable

Re: AMEX 3X CLI

More important than waiting 61 days, as that no longer has any effect on Amex CLIs, is to wait until after your scores improve quite a bit.  Right now they are borderline for even your initial approval so to ensure a reasonable chance at getting 3X your limit wait until they go up and then wait long enough for AMEX to have checked your file via SP.

Message 5 of 9
ojefferyo
Valued Contributor

Re: AMEX 3X CLI


@Garsue31 wrote:

I was approved for the AMEX ED card with a CL of 1K on 2/24/15. When will it be best to ask for a CLI?? THANKS 


Personally I would wait since you may have sqeaked by. Do you know if they double pulled your CR? Usually that means a marginal approval and it's best to give it a few months of history. 

Amex Platinum, Amex Hilton HHonors Surpass, Chase Southwest Premier, Chase Marriott Rewards Premier, Discover IT, Sony Visa, Barclay Arrival+ MC, Cabela Visa, Walmart SC, Amazon SC, Kohls, Diners Club Premier, PayPal Credit, PenFed Platinum Reward Visa, PenFed PLOC, Chase Ritz Carlton, Citi TY Premier, Amex BCP, Discover Miles, Care Credit, Blue Nile SC, iComfort SC, Cap1 Venture, Chase Hyatt, Lowes, US Bank Cash+, Citi Costco Visa
Message 6 of 9
DoroLucky
Valued Contributor

Re: AMEX 3X CLI


@ojefferyo wrote:

@Garsue31 wrote:

I was approved for the AMEX ED card with a CL of 1K on 2/24/15. When will it be best to ask for a CLI?? THANKS 


Personally I would wait since you may have sqeaked by. Do you know if they double pulled your CR? Usually that means a marginal approval and it's best to give it a few months of history. 


They did not double pull, no marginal approval. I Also got the AMEX PRG gold the same day, all with one HP. I posted about it that day and ppl were up in arms about how I got approved LOL.  

TCL= $172,800
6-7-16: EQ 683 EX 713 TU 715
10-12-16 EQ 685 EX 706 TU 702 12-19-16 EQ 683 EX 704 TU 701 and CHILLING ON ICE...BRRRRR!
In the garden as of 6-7-16, I've been really really BADDDDD Smiley Sad Smiley Sad

Message 7 of 9
DoroLucky
Valued Contributor

Re: AMEX 3X CLI


@Anonymous wrote:

More important than waiting 61 days, as that no longer has any effect on Amex CLIs, is to wait until after your scores improve quite a bit.  Right now they are borderline for even your initial approval so to ensure a reasonable chance at getting 3X your limit wait until they go up and then wait long enough for AMEX to have checked your file via SP.


You have a point! I'm just anxious to app again and since I can't, a CLI would do LOL. 

TCL= $172,800
6-7-16: EQ 683 EX 713 TU 715
10-12-16 EQ 685 EX 706 TU 702 12-19-16 EQ 683 EX 704 TU 701 and CHILLING ON ICE...BRRRRR!
In the garden as of 6-7-16, I've been really really BADDDDD Smiley Sad Smiley Sad

Message 8 of 9
ojefferyo
Valued Contributor

Re: AMEX 3X CLI


@Garsue31 wrote:

@ojefferyo wrote:

@Garsue31 wrote:

I was approved for the AMEX ED card with a CL of 1K on 2/24/15. When will it be best to ask for a CLI?? THANKS 


Personally I would wait since you may have sqeaked by. Do you know if they double pulled your CR? Usually that means a marginal approval and it's best to give it a few months of history. 


They did not double pull, no marginal approval. I Also got the AMEX PRG gold the same day, all with one HP. I posted about it that day and ppl were up in arms about how I got approved LOL.  


good deal!!

Amex Platinum, Amex Hilton HHonors Surpass, Chase Southwest Premier, Chase Marriott Rewards Premier, Discover IT, Sony Visa, Barclay Arrival+ MC, Cabela Visa, Walmart SC, Amazon SC, Kohls, Diners Club Premier, PayPal Credit, PenFed Platinum Reward Visa, PenFed PLOC, Chase Ritz Carlton, Citi TY Premier, Amex BCP, Discover Miles, Care Credit, Blue Nile SC, iComfort SC, Cap1 Venture, Chase Hyatt, Lowes, US Bank Cash+, Citi Costco Visa
Message 9 of 9
Advertiser Disclosure: The offers that appear on this site are from third party advertisers from whom FICO receives compensation.