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AMEX DENIED CLI > HARD PULL

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Anonymous
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Re: AMEX DENIED CLI > HARD PULL

I dont know if I should recon , I have read about high exposure isnt good with Amex ... What do you guys think wait 91 days from now and try again ?
Message 11 of 13
Anonymous
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Re: AMEX DENIED CLI > HARD PULL

You certainly can make another request in 90 days or even 30 days since the clock doesn't reset with a denial.  However, considering that your SL was $1,000 you would have significantly better chances of approval if you wait 180 days from the account opening date.  If you call Amex they would most likely tell you then want to see more of a payment history from you.  So treat the card as if it were in the "credit steps" program and ask for the CLI after 180 days.

Message 12 of 13
Anonymous
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Re: AMEX DENIED CLI > HARD PULL

Yea I thought because I didnt get the credit steps email and got 1000 instead of 500 it wouldnt be 6 months wait for CLI but we will see. 

 

Message 13 of 13
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