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AMEX Decline CLI - Account too new

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Anonymous
Not applicable

AMEX Decline CLI - Account too new

I've had my American Express card for 7 months now and tried for a CLI from the $1,000 I started with.

 

One of the reasons was Account too new.

 

Does this mean I'm stuck at $1,000 until the 1 year mark?

Message 1 of 13
12 REPLIES 12
K-in-Boston
Epic Contributor

Re: AMEX Decline CLI - Account too new

This sounds like it may be a case of it being "a reason" but not "the reason."  Do you have bankruptcy, chargeoffs, collections, lates, judgments, etc. on your reports?  $1000 is often a marginal approval and many people struggle to get higher limits with Amex if they have a blemished past.

Message 2 of 13
Anonymous
Not applicable

Re: AMEX Decline CLI - Account too new

Yes I have a deliquency that falls off very soon. 

I will try again then

Message 3 of 13
K-in-Boston
Epic Contributor

Re: AMEX Decline CLI - Account too new


@Anonymous wrote:

Yes I have a deliquency that falls off very soon. 

I will try again then


That very well may be the issue.  You will need to wait 91 days after the date of your denied request or it will be automatically denied.  Best of luck!

Message 4 of 13
Meanmchine
Super Contributor

Re: AMEX Decline CLI - Account too new

Just double checking, this card was issued by AMEX and is not a co-branded card ?

>3/2016 EX 644 CK-TU 642 CK-EQ 660 WalMart- 671.
>5/2025 All 3 reports 845 - 850(F8) F9s = all 850 but my app finger is still twitching
Message 5 of 13
Anonymous
Not applicable

Re: AMEX Decline CLI - Account too new

It's a American Express Delta Skymiles Blue card

Message 6 of 13
Meanmchine
Super Contributor

Re: AMEX Decline CLI - Account too new

We look forward to seeing your CLI posting in approvals 91 days from now

>3/2016 EX 644 CK-TU 642 CK-EQ 660 WalMart- 671.
>5/2025 All 3 reports 845 - 850(F8) F9s = all 850 but my app finger is still twitching
Message 7 of 13
Girlzilla88
Valued Contributor

Re: AMEX Decline CLI - Account too new

@Anonymous      Sadly I have heard it can be 2 years to get off that boat.    I am in your same situation without the Delinquency and no matter how I flipped and turned it to make them happy still NO SOUP FOR ME and another member told me that with a lot of starter limits (those of us that squeek in lol) it's a 2 year before they see a first CLI but they are generous afterwards....I really hope that is true since my 2 years hits Dec this year.  YMMV of course but speaking from my experience 







Message 8 of 13
Anonymous
Not applicable

Re: AMEX Decline CLI - Account too new

Good to know. I run about $4k a month through it and was hoping that would help.

Message 9 of 13
M_Smart007
Legendary Contributor

Re: AMEX Decline CLI - Account too new


@Meanmchine wrote:

Just double checking, this card was issued by AMEX and is not a co-branded card ?


I think the $1000 almost tells the story.

Message 10 of 13
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