AMEX Delta Gold Card Denied

[sjt]

I saw on the approval section that you reapplied and was approved for the Delta and Green charge. 

Congrats!

[SouthJamaica]

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@thunderxls wrote:

I recently applied for a Delta Gold American Express. I have a "recovery" AMEX (OASIS) with a CL of $500 since 2006. I am also an authorized user on my wife's Delta Platinum. I figured what the heck and applied. AMEX pulled Experian which came back declined due to FICO score of 644. Hopping in the garden for two years.

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I had the card for over a year, and found it to be lousy. Low credit limit, high annual fee, no credit limit increases, no balance transfers, high interest and fees.

What's to like?

[Anonymous]

I look at it as - 50k points = free trip to Hawaii for 1x annual fee of $95 - or take the trip and cancel it before the year is up.

[Anonymous]

Since you have the Oasis then the denial is only a soft pull, right?

[sjt]

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@Anonymous wrote:

Since you have the Oasis then the denial is only a soft pull, right?

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That is correct.

FYI- OP wrote on another post that he just got approved for the Delta and Green Card.

[thunderxls]

It was a great feeling, my score creeped up 10 points, must have been enought get the APPROVE!!

[thunderxls]

To clarify for everyone, I did get a HP for this round!