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AMEX Delta still " in Progress " - Thoughts ?

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PointsBonus
Established Contributor

AMEX Delta still " in Progress " - Thoughts ?

Hi All,

 

Data Points :

Applied for Delta Gold 3/7/2018

Denied due to Credit score of 620 pulled from 2/17/18

Sent FedEx Overnight to AMEX CORP Office on 3/8/2018

Arrived AMEX on 3/9/2018

EXPERIAN HARD PULL 3/12/2018  - new score pulled 650 with positive changes

Afternoon of 3/12/2018 - DENIED -> "IN PROGRESS"

Today 3/22/2018 9 Business day after HARD PULL still "IN PROGRESS"

---

Current AMEX Plat with NPSL

Current Amex Aspire with $3100 Limit

--

 

Any thoughts ? - Approval Odds? - Still Declined ? - etc.

 

Thank you community members.

 








3 REPLIES 3
chaos51
Regular Contributor

Re: AMEX Delta still " in Progress " - Thoughts ?

Did your scores go down dramatically (or just enough) since you were approved for your other Amex cards? Amex seems to be very accepting of current cardholders to opening new products as long as they fall within their scoring and income guidelines. I would assume your scores are a little too low, but I could be wrong. The hard pull mixed with the denial reason doesn't point in the right direction.

Total Revolving Credit Limit: $306,900
Pay Over Time Limit: $85,000
Fico 8 Scores: Ex: 751, TU 751, EQ 741
Message 2 of 4
Anonymous
Not applicable

Re: AMEX Delta still " in Progress " - Thoughts ?

I guess approved with a 1K limit. Guess is the operative word here, but with having the Plat, I would have thought the denial would have happened. Since it has not, I guess approved. The 500 limit is typically reseved for people they take a flyer on, but since you already have cards, I think the 1K limit will prevail. Best of luck!

Message 3 of 4
PointsBonus
Established Contributor

Re: AMEX Delta still " in Progress " - Thoughts ?

Score went up 30 points to 650, from the Hilton Approval.  The Corporate office called me today and told me it was a Decline, same reason, score too low.








Message 4 of 4
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