AMEX Does not deny outright, just sends a letter stating enough for now

[spiritcraft1]

I have applied for a few cards since my last SP approval which was in late April.  Each time, unlike before, it says "requires more info" when checking status.  I then always receive a letter stating it was too soon after being approved for the last card.  That approval was for a Business Cash card. 

Since this is all SP's I figured why not try.  The first attempt was for a personal card, the next two for business.  Is there a "rule" of how many cards can be approved in X period of time? 

Last two approvals: 

BBP - 4-6-21

BBC - 5-5-21

Yeah, I know I am pushing it but the no HP deal allows me to. 

[simplynoir]

You are hitting the 2/90 rule with AMEX which is basically where you can only be approved for two revolvers in a 90 day period. That is why you are getting denials

[spiritcraft1]

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@simplynoir wrote:

You are hitting the 2/90 rule with AMEX which is basically where you can only be approved for two revolvers in a 90 day period. That is why you are getting denials

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I see.   So under that "rule", I would be cleared of that hurdle 91 days from the first of those two approvals?  That would be July 6th apparently.  Not that I shouldn't wait a bit longer of course.

[simplynoir]

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@spiritcraft1 wrote:

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@simplynoir wrote:

You are hitting the 2/90 rule with AMEX which is basically where you can only be approved for two revolvers in a 90 day period. That is why you are getting denials

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I see.   So under that "rule", I would be cleared of that hurdle 91 days from the first of those two approvals?  That would be July 6th apparently.  Not that I shouldn't wait a bit longer of course.

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Correct, it is a 90 day rolling period but as you suggested waiting a little bit longer doesn't hurt

[spiritcraft1]

Thank you.  My EX report could clean up at any time also so I have that going for me.