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AMEX Does not like me at all.

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Tryingtogetbetter
Contributor

AMEX Does not like me at all.

I've been trying to get the PRG for the most part of 2015 with no luck. I was able to get the 50k offer yesterday so I tried again and instant denial. 

 

6 INQ on EX. 

703 FICO

AAoA 19 months

$70K income. 

0 Baddies. 

 

Guess I will just have to hold off until mid 2016 with no apps and try again. I've read around they don't care much for INQ but that has not been the case for me. 

 

I know they don't recon, but I'm going to try calling when the letter comes in to see if I can get more info. 

Current FICO Scores as of 12/12/15 - EQ-704 TU-736 EX-708
Message 1 of 12
11 REPLIES 11
Anonymous
Not applicable

Re: AMEX Does not like me at all.

Sorry to hear... Don't take credit personal thus, saying Amex doesn't like you.  There is something in your profile that is not up to their liking.  Do give them a ring and see what is going on.

 

But give it more time say 6months to a year and try again.

Message 2 of 12
Anonymous
Not applicable

Re: AMEX Does not like me at all.

Amex , the only card I haven't been accepted for. Forget them, there are other fish in the ocean ..
Message 3 of 12
Tryingtogetbetter
Contributor

Re: AMEX Does not like me at all.

Yea I know. I guess I've just always wanted an AMEX. But I'm starting to think I need to just move on, maybe I'll wait 6 months and try one more time. 

 

I did get my CSP last month so I will just be happy and content with that and move on. 

Current FICO Scores as of 12/12/15 - EQ-704 TU-736 EX-708
Message 4 of 12
Anonymous
Not applicable

Re: AMEX Does not like me at all.

I've been totally happy with Discover, never going to apply for Amex again. No reason to ...
Message 5 of 12
Anonymous
Not applicable

Re: AMEX Does not like me at all.

Try the ED card haha. If you snag it, you'll probably get the prg later and have history with them.

I laugh because that's the last thing you probably want do but if you get it, you'll get the prg down the road and they are the same points system
Message 6 of 12
diva0969
Regular Contributor

Re: AMEX Does not like me at all.

Eh, they hate me too. They tease me all of the time with the "invitations to apply" and then decline me. I've pretty much given up on getting anything else from them. 

Starting Scores: 12/14/14 FICO EQ: 579 EXP: 586 TU: 591
Current Scores: 12/29/15 FICO EQ: 643 EXP: 667 TU: 670
Goal: 750

Message 7 of 12
elim
Senior Contributor

Re: AMEX Does not like me at all.

Strange....  Those are good stats for PRG.  What is there not to like?  Mine were worse when i got it.

Message 8 of 12
puckster23
Contributor

Re: AMEX Does not like me at all.

Those look like good stats.  Maybe the fact that you don't have an Amex card already is causing the denial.  When I applied for the PRG/Everyday combo I already had BCP card since 2008.  I guess having an relationship with them helps.....

Current Scores - EX-754, EQ-716, TU-751 Cards - Amex BCP(13800), Amex PRG, Amex Everyday(5000), Discover IT(3000), Navy Fed Go Rewards(11800), Cap One Sony Card(4000), Chase Freedom(5000), Chase Slate(5000)
Message 9 of 12
Imperfectfuture
Super Contributor

Re: AMEX Does not like me at all.

Amex does not like store cards. One or two okay, many not so much. Google.
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Message 10 of 12
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