AMEX EDBlue or ED

[Anonymous]

I am looking to apply for an AMEX in about 2-3 weeks and I am not sure what the difference is in the everyday blue cash card and the everyday card. I do like how the Blue cash card looks its beautiful but what really is the difference between the two?

Thanks in advance for those who respond

[AverageJoesCredit]

Blue is for getting cash back and ED earns MR points. Even though i love the look of the blue, i went with ED since i already had a DC. All depends on your spend and what you look for in your rewards

[Anonymous]

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@AverageJoesCredit wrote:
Blue is for getting cash back and ED earns MR points. Even though i love the look of the blue, i went with ED since i already had a DC. All depends on your spend and what you look for in your rewards

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Honestly, I have no idea what MR points are. Can you explain that to me please and thank you

[marcforza1]

MR are membership rewards points that you can redeem for gift cards, online shopping, cash back to pay to put on card payments and other items. AverageJoesCredit pretty much nailed it when he said it's all based on how much you spend and the type of rewards you want. I plan on applying for one eventually when my scores are where I need them to be and with my plan on spending less than $50/month on it, I'm leaning toward the ED card. No need for me to get one of the high-end cards that I know I have no shot of getting or need. 

[Anonymous]

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@AverageJoesCredit wrote:
Blue is for getting cash back and ED earns MR points. Even though i love the look of the blue, i went with ED since i already had a DC. All depends on your spend and what you look for in your rewards

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+1 as always on Joe's posts.

[Anonymous]

Plus the ED is only graiceries as a bonus category. BCE is groceries, gas, and department stores.

BCE is a better card IMO.

[Anonymous]

Whatever graiceries are?,!?!?!, Stupid iPhone

[Anonymous]

I really like the BCE catergories plus the 10% on restaurants...Thank you Djgrolyos

[Anonymous]

Everyday is popular as a no AF MR storage card, paired with Platinum or Premier Rewards Gold.

Since there's no AF, yeah the category is less. But there is a swipe bonus after 20.

The Blue Cash, FYI, min redemption is $25. I'm not knocking it by any means, it's a great cash back card for cash fans. Pair that sucker with a 2% everyday card like Citi and a 5% Rotator Freedom/Disco.... Golden trio in my opinion if your spend meets. Even a 2% with that Blue would have you covered once you hit threshold.

MR is best if you plan to redeem for travel in airline or hotel. Best bang for your points. If not, cash is better.

[Aduke1122]

Is there a difference in the UW for say the BCE or the HiltonHhnors ? I'm in the same situation as Op I am planning on apping soon I really don't need another Cash Back cc since I have the Limitless and then my Cash stewards at Navy plus my Cash Rewards Amex Usaa so I got plenty of that but I really really like the 10% restaurants and that's a lot of my spend , but I also really want a Hotel card for when we go
On vacation this summer