AMEX EMAIL OFFERS

[Anonymous]

If you get an email from AMEX about one of their cards, does that mean that you are prequalified for the card or is it just and advertisement?  I just received an email to apply for the AMEX BCE card and I just applied for it about 2 weeks ago and was declined.

[uswala]

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@Anonymous wrote:

If you get an email from AMEX about one of their cards, does that mean that you are prequalified for the card or is it just and advertisement?  I just received an email to apply for the AMEX BCE card and I just applied for it about 2 weeks ago and was declined.

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I think its plain advertisement.

[CreditDunce]

You can always try their Pre-Qual site.  When I use IE's InPrivate mode, there is a tab at the top that says "Check for Pre-Qualified Offers".   I have an Amex card so they don't show the link unless they don't recognize my computer.

The Card Offers pre-qual site also showed me Amex cards before I applied for an Amex card.  Credit Karma even gave me some nice pre-qual offers for Amex cards.  Best APR, etc.  But it was the week after I applied for my Amex card.

[CreditCuriosity]

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[Anonymous]

I got approved for a BCE today, 4k limit.
First CC ever was discover from March 2014, then a Capone QS in October, and a couple of additional inquires from chase and citi.
I cold applied, had no previous mail nor preapprovals from the website.
Hope it helps you

[CreditCuriosity]

AMEX loves thin credit files with no baddies vs thick ones with a few baddies... If you have a thin file as the poster right above me and another CC w/good standing you will get in easily.

[slund5499]

I have had no luck with AMEX. Apply at least 3 times a year and still get denied. Just think that they want to see a certain FICO score.

[Anonymous]

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@slund5499 wrote:

I have had no luck with AMEX. Apply at least 3 times a year and still get denied. Just think that they want to see a certain FICO score.

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My friend i got denied like 4 times within a year and a half becuse i had a collection. the last time i applied i had a collection and within 3 weeks it feel off i recon and was approved for 2 charge cards. 

dont give up