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AMEX - Is this a pre-approval?

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JFoBoston
Established Member

AMEX - Is this a pre-approval?

Just wondering if this is an actual invitation to apply, or a prequalified offer?  Says prequal in the URL.  Scores in the 660's on all three bureaus.

 

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Message 1 of 5
4 REPLIES 4
silver_idle
Established Contributor

Re: AMEX - Is this a pre-approval?


@JFoBoston wrote:

Just wondering if this is an actual invitation to apply, or a prequalified offer?  Says prequal in the URL.  Scores in the 660's on all three bureaus.

 

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I get that as well when I'm signed in but I also see that window when I use private window (and honestly I've seen it before I even got approved for amex) so I can only assume its just a general offer and not a prequalified offer.

Message 2 of 5
coldfusion
Credit Mentor

Re: AMEX - Is this a pre-approval?



Click through to apply which will bring you to the page where it prepopulates part of your application data.  At the top of that page it will either tell you that you are preapproved, or if not preapproved it will tell you that expanding your membership is easy.

 

You can back out of that page without actually applying, .

(10/2025)
FICO 8 (EX) 838 (TU) 846 (EQ) 850
FICO 9 (EX) 850 (TU) 850 (EQ) 850

$1M+ club

Artist formerly known as the_old_curmudgeon who was formerly known as coldfusion
Message 3 of 5
M_Smart007
Legendary Contributor

Re: AMEX - Is this a pre-approval?


@coldfusion wrote:


Click through to apply which will bring you to the page where it prepopulates part of your application data.  At the top of that page it will either tell you that you are preapproved, or if not preapproved it will tell you that expanding your membership is easy.

 

You can back out of that page without actually applying, .


+1000

Message 4 of 5
Anonymous
Not applicable

Re: AMEX - Is this a pre-approval?


@coldfusion wrote:


Click through to apply which will bring you to the page where it prepopulates part of your application data.  At the top of that page it will either tell you that you are preapproved, or if not preapproved it will tell you that expanding your membership is easy.

 

You can back out of that page without actually applying, .


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Message 5 of 5
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