AMEX Let Me In

[Harvey26]

Just applied for Amex Delta Skymiles and denied with a 724 FICO Score like Amex come on let me in!!!! Guess I need to garden forreal.

[jacetx]

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@Harvey26 wrote:

Just applied for Amex Delta Skymiles and denied with a 724 FICO Score like Amex come on let me in!!!! Guess I need to garden forreal.

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What was the reason for the denial? After all they don't only look at your score.

[Anonymous]

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@Harvey26 wrote:

Just applied for Amex Delta Skymiles and denied with a 724 FICO Score like Amex come on let me in!!!! Guess I need to garden forreal.

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To quote Bill Clinton, "I feel your pain".  I'd be grateful for any Amex card right now!  

[Harvey26]

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@jace8602 wrote:

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@Harvey26 wrote:

Just applied for Amex Delta Skymiles and denied with a 724 FICO Score like Amex come on let me in!!!! Guess I need to garden forreal.

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What was the reason for the denial? After all they don't only look at your score.

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to many inquires in the last 12 months and no installment loans. a bunch a bull.. but i will be starting an installment loan shortly so imma garden for 2 years and then reapply. ok maybe 6 months to a year imma try my best 

[Anonymous]

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@Harvey26 wrote:

Just applied for Amex Delta Skymiles and denied with a 724 FICO Score like Amex come on let me in!!!! Guess I need to garden forreal.

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Sorry to hear.  Scores are just one part of the equation.  Gardening will help.. Hang in there.

[NichelleN]

Sorry to hear. I was hoping for good news when I read the title as I could completely relate to wanting an AMEX. It will come in time. Good luck!

[jacetx]

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@Harvey26 wrote:

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@jace8602 wrote:

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@Harvey26 wrote:

Just applied for Amex Delta Skymiles and denied with a 724 FICO Score like Amex come on let me in!!!! Guess I need to garden forreal.

---

What was the reason for the denial? After all they don't only look at your score.

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to many inquires in the last 12 months and no installment loans. a bunch a bull.. but i will be starting an installment loan shortly so imma garden for 2 years and then reapply. ok maybe 6 months to a year imma try my best 

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I can't get a CLI on any of my Amex cards because of many inquiries and new accounts, yet they approve me for another one. Go figure.

[Anonymous]

I cant get a CLI either for my BCE, did the whole 3x guide and NOTHING, but they approve me for 2 new cards simultaneously, 1 is a charge card (PRG), so it potentially has a higher limit and the other, which is the hhonors card DOES have a higher limit, makes no goddamn sense.

[creditguy]

Weren't you just denied for an Amex Green a couple weeks ago for similar reasons? There are no shortcuts, they are telling you they want more history, time and patience is what's required here. Garden for six months and try again, I would stop wasting inquiries. 

[Anonymous]

Come to the garden...we have cookies...

I app'd for the ED in November.  Couple weeks later I see on AmEx's site I'm prequal'd for the ED.  I called em.  Oh yes I did, and lamented to why they are teasing me.  CSR stated try after Christmas.

Gardening is good. Building a fountain of angst in the middle of mine.