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AMEX Optima - received application

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Anonymous
Not applicable

Re: AMEX Optima - received application

Good. Glad you got it straightened out. I just assume that even if you had sent it to the address on the letter, it would make its way to the correct place.

 

The Optima is a good offer. Treating it well will help you in the long run, at least as far as your relationship with Amex is concerned. I had one in 2005, and defaulted on it. Somehow, I got back in with them anyway (after paying a settlement). 

Message 11 of 18
Anonymous
Not applicable

Re: AMEX Optima - received application

I'm so glad you posted this.  I am just about to call and pay a four year old American Express chargeoff and had heard about the program but kept seeing post that the program was no longer available.  Glad to know if is still an option.  Would love to get back in their good graces.  

 

How long was it after you paid the chargeoff that you received the letter.  

Message 12 of 18
sjt
Senior Contributor

Re: AMEX Optima - received application

What kind of information did they ask you on the application?

American Express: Platinum Charge, Optima, Business Gold, Delta Business Reserve, Business Cash, Business Plus
Bank of America: Alaska Air Atmos Summit Visa Infinite
Barclays: Arrival Premier WEMC (Closed)
Capital One: Savor WEMC, Venture X Visa Infinite
Chase: Freedom U Visa Signature, CSR Visa Infinite
Citibank: AAdvantage Platinum WEMC
Elan/US Bank: Fidelity Visa Signature
Credit Union: Cash Back Visa Signature
FICO 08: Score decrease between 26-41 points after auto payoff (11.01.21) FICO as of 12.24, EX: 816 / EQ: 825 / TU: 818
Message 13 of 18
sjt
Senior Contributor

Re: AMEX Optima - received application

Any updates?

 

 

American Express: Platinum Charge, Optima, Business Gold, Delta Business Reserve, Business Cash, Business Plus
Bank of America: Alaska Air Atmos Summit Visa Infinite
Barclays: Arrival Premier WEMC (Closed)
Capital One: Savor WEMC, Venture X Visa Infinite
Chase: Freedom U Visa Signature, CSR Visa Infinite
Citibank: AAdvantage Platinum WEMC
Elan/US Bank: Fidelity Visa Signature
Credit Union: Cash Back Visa Signature
FICO 08: Score decrease between 26-41 points after auto payoff (11.01.21) FICO as of 12.24, EX: 816 / EQ: 825 / TU: 818
Message 14 of 18
Booboo71
Established Contributor

Re: AMEX Optima - received application

Give it to me! I'm drooling for an amex!!! And I have never done anything to them or filed BK!! Still im not worthy enough for them! On a serious note Call EO office 1800-297-6197 on monday

Message 15 of 18
CreditCuriosity
Moderator Emeritus

Re: AMEX Optima - received application


@Booboo71 wrote:

Give it to me! I'm drooling for an amex!!! And I have never done anything to them or filed BK!! Still im not worthy enough for them! On a serious note Call EO office 1800-297-6197 on monday


Trade you your Ritz for my Amex HHonors .Chase I am in with, but they don't love me like they do to you!

Message 16 of 18
darwin_wins
Established Contributor

Re: AMEX Optima - received application

How did you get this application? I called in about 15 days ago and they said they dont offer this anymore. Can you send me any info you have so I could call and see if I can get this card too?


@Jmc70 wrote:

Here is a picture of the letter:

 


 

Message 17 of 18
darwin_wins
Established Contributor

Re: AMEX Optima - received application


@Booboo71 wrote:

Give it to me! I'm drooling for an amex!!! And I have never done anything to them or filed BK!! Still im not worthy enough for them! On a serious note Call EO office 1800-297-6197 on monday


This EO number you mention, is that where I can call in and see if I can get this app too?

Message 18 of 18
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