AMEX Platinum application - timing

[yby211]

Hi all and happy new year! 

I have received a targeted AMEX Platinum offer of 100K reward points. I can use this card since I travel a lot for work and I can take advantage of its benefits. My Fico is around 715 now (no late payments, perfect credit, only slightly high utilization). I paid offer my largest Chase CSR balance a week ago. Chase should be submitting the new balance info to TU, EX, EQ in a week and my Fico should go up to 780 or so. 

Should I go ahead and apply for the AMEX right now or should I wait a few more days to optimize my chances? 

Thanks!

[simplynoir]

Go for it. Assuming no negative history with AMEX your scores are more than good enough to app for the Platinum. TBH I'll argue anything in the 650+ range is good enough for anyone to get the charge cards if they don't mind the AF when it gets billed on the first statement.

[Anonymous]

Wish I could get that offer.  That's awesome.

[Anonymous]

---

@Anonymous wrote:

Wish I could get that offer.  That's awesome.

---

I would dump my PRG so quickly if I was ever offered the 100K as a SUB for Platinum. I do wish I could choose Lyft instead of Uber for the credits, otherwise than that that card is what I want in my life.