I got a AMEX prequal in th mail a few days ago and it is for the Blue Cash Everyday card, and the APR after the intro is for 13.24% which is way better than anything else they've ever offered me. BUT I just got approved for a Discover card a few days back so I'm not sure if that new inquiry would hurt my chances of getting it? I've applied with them before and got denied (luckily they didn't put a hard inquiry on my report for it). Not sure what to do!
|Total CL: $321.7k||UTL: 2%||AAoA: 7.0yrs||Baddies: 0||Other: Lease, Loan, *No Mortgage, All Inq's from Jun '20 Car Shopping|
If you have a pre-qual for a card with Amex, I would say you have a good chance of being approved for one of the Blue Cash cards, even if the pre-qual isn't specifically for one of them.
I got my own BCP with no pre-qual offers at all (also got the Green card the same day as well - again, no offers).
Yeah I tried for the delta gold card first and was approved. That same day I got the gold and platinum charge cards and the every day blue card and it was all just one inquiry.