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AMEX Pulled SUB

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mikesonthemend
Valued Contributor

AMEX Pulled SUB

I received an offer for the BBP, extra points for $2k spend and 0%apr. I was pre-approved. Hit the accept button and this flashed on the screen.

Screenshot_2020-04-10 American Express Cash Magnet® Card Application.png

 

I have 2 personal revolvers , Amex Gold and Hilton Honors Surpass. I have 2 business cards, the Green and Amazon.

I received SUBs on all. All accounts remain open and in good standing. I have never used Amex for a balance transfer.

Yes, I took advantage of 4 welcome offers. Just last month I paid a $95 annual fee.

 

WTH?




Living through Darwinism is so much worse than learning about about it in school.
Message 1 of 31
30 REPLIES 30
Meanmchine
Super Contributor

Re: AMEX Pulled SUB

Have you used non-Amex card for BT recently ?

>3/2016 EX 644 CK-TU 642 CK-EQ 660 WalMart- 671.
>7/2025 All 3 reports 830 - 845(F8) F9s = all 850 but my app finger is still twitching
Message 2 of 31
M_Smart007
Legendary Contributor

Re: AMEX Pulled SUB


@mikesonthemend wrote:

I received an offer for the BBP, extra points for $2k spend and 0%apr. I was pre-approved. Hit the accept button and this flashed on the screen.

Screenshot_2020-04-10 American Express Cash Magnet® Card Application.png

 

I have 2 personal revolvers , Amex Gold and Hilton Honors Surpass. I have 2 business cards, the Green and Amazon.

I received SUBs on all. All accounts remain open and in good standing. I have never used Amex for a balance transfer.

Yes, I took advantage of 4 welcome offers. Just last month I paid a $95 annual fee.

 

WTH?


@mikesonthemend.. It means that Amex is saying No SUB soup for you ,

they are willing to give you the card with no perks.

 

I have had this happen to me before.

 

 

Message 3 of 31
M_Smart007
Legendary Contributor

Re: AMEX Pulled SUB


@Meanmchine wrote:

Have you used non-Amex card for BT recently ?


This >>> "Yes, I took advantage of 4 welcome offers". 

 

Message 4 of 31
mikesonthemend
Valued Contributor

Re: AMEX Pulled SUB


@Meanmchine wrote:

Have you used non-Amex card for BT recently ?


Yes. A few months ago I paid my Amazon Biz card via a BT from USBank.




Living through Darwinism is so much worse than learning about about it in school.
Message 5 of 31
M_Smart007
Legendary Contributor

Re: AMEX Pulled SUB


@mikesonthemend wrote:

@Meanmchine wrote:

Have you used non-Amex card for BT recently ?


Yes. A few months ago I paid my Amazon Biz card via a BT from USBank.


They only give so many SUB's in a period of time. It happened to Me with NO BT's.

 

Message 6 of 31
Brian_Earl_Spilner
Credit Mentor

Re: AMEX Pulled SUB


@mikesonthemend wrote:

@Meanmchine wrote:

Have you used non-Amex card for BT recently ?


Yes. A few months ago I paid my Amazon Biz card via a BT from USBank.


I hope this isn't the reason. I just used two BT offers to pay off 2 cards.

    
Message 7 of 31
Brian_Earl_Spilner
Credit Mentor

Re: AMEX Pulled SUB


@M_Smart007 wrote:

@mikesonthemend wrote:

@Meanmchine wrote:

Have you used non-Amex card for BT recently ?


Yes. A few months ago I paid my Amazon Biz card via a BT from USBank.


They only give so many SUB's in a period of time. It happened to Me with NO BT's.

 


I would prefer this.

    
Message 8 of 31
Anonymous
Not applicable

Re: AMEX Pulled SUB


@Brian_Earl_Spilner wrote:

@mikesonthemend wrote:

@Meanmchine wrote:

Have you used non-Amex card for BT recently ?


Yes. A few months ago I paid my Amazon Biz card via a BT from USBank.


I hope this isn't the reason. I just used two BT offers to pay off 2 cards.


I doubt it is the BT. I have done 3 BT to my Navy cards and still qualify for 7 SUBs in the last 12 months. 

Message 9 of 31
Brian_Earl_Spilner
Credit Mentor

Re: AMEX Pulled SUB


@Anonymous wrote:

@Brian_Earl_Spilner wrote:

@mikesonthemend wrote:

@Meanmchine wrote:

Have you used non-Amex card for BT recently ?


Yes. A few months ago I paid my Amazon Biz card via a BT from USBank.


I hope this isn't the reason. I just used two BT offers to pay off 2 cards.


I doubt it is the BT. I have done 3 BT to my Navy cards and still qualify for 7 SUBs in the last 12 months. 


Cool. I BT to navy also.

    
Message 10 of 31
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