AMEX everyday / Prequal ?

[Anonymous]

OK - I know I shouldn't - but I couldn't resist.....I went to AMEX prequal site and it brought up the everyday card for me.....how solid is thier site.....everyone gets something including my dog. Or is it worth the HP to apply?

[Anonymous]

Most people say it's pretty solid (no guarantees) with the pre-qualified options, NOT the "we recommend" options. I was actually approved yesterday for the AMEX BCE without any prequalified offers.

[Anonymous]

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@Anonymous wrote:

OK - I know I shouldn't - but I couldn't resist.....I went to AMEX prequal site and it brought up the everyday card for me.....how solid is thier site.....everyone gets something including my dog. Or is it worth the HP to apply?

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Your EX score is very marginal for the card. If you did get approved, it would be a dinky limit.

[CreditCuriosity]

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@Anonymous wrote:

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@Anonymous wrote:

OK - I know I shouldn't - but I couldn't resist.....I went to AMEX prequal site and it brought up the everyday card for me.....how solid is thier site.....everyone gets something including my dog. Or is it worth the HP to apply?

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Your EX score is very marginal for the card. If you did get approved, it would be a dinky limit.

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+1 would be a $500 limit if approved is my guess.. Work on getting it to 670ish being Experian

[Anonymous]

apparently I need to update my signature - EX is 661

[CreditCuriosity]

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@Anonymous wrote:

apparently I need to update my signature - EX is 661

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@Guessing a 1-3k CL..  Obviously with credit nothing is guranteed.  If you can afford an EXP pull it is worth a shot  think I got my ED @ 10k initial CL with a 667 EXP I believe.. Granted I had a few other decent size CL as well at that time  

Other things to consider is your DTI, Utilization, inquiries, etc.  So if you don't have alot of Experian inquieries, have a decent income and no over leveraged (dti) you have a decent shot.  Also if you haven't burnt them in the past.

[Anonymous]

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@Anonymous wrote:

apparently I need to update my signature - EX is 661

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Did you app yet?

(Note: The above is neither a recommendation nor a solicitation of an application of the credit card being discussed herein. An application should only be made after thoroughly reviewing the material, both benefits and terms of service, provided by the credit card issuing entity. You should read the provided material carefully in order to understand fully all of the implications and risks of the offering of the credit card to which it relates. The achievement of any or all goals is not guaranteed. There is no assurance that the value or benefits of the credit card will be sufficient to justify the application for same. It is just a question.)

[Anonymous]

DTI is about 40%   My UTIL is around 10% reporting..... I currently have 6 INQ showing on Exp.

All my other cards are LOW limits......rebuilding and all.......

[CreditCuriosity]

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@Anonymous wrote:

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@Anonymous wrote:

apparently I need to update my signature - EX is 661

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Did you app yet?

(Note: The above is neither a recommendation nor a solicitation of an application of the credit card being discussed herein. An application should only be made after thoroughly reviewing the material, both benefits and terms of service, provided by the credit card issuing entity. You should read the provided material carefully in order to understand fully all of the implications and risks of the offering of the credit card to which it relates. The achievement of any or all goals is not guaranteed. There is no assurance that the value or benefits of the credit card will be sufficient to justify the application for same. It is just a question.)

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Filled out that PRG app yet?  Avoided that like a hot potato

[Anonymous]

Not yet.....trying to decide.......