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AMEX - no instant approval but wants to speak with me?

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NibblesTreats
Frequent Contributor

AMEX - no instant approval but wants to speak with me?

So I just got approved for a business Simply Cash AMEX so I thought I would try for the BCE on my personal account (since they pull the same information) but I got a

- Thank You for applying for the Blue Cash Everyday® Card from American Express.

In order to provide you with an instant decision, we need to speak with you - message.  Has anyone had experience with this and if so, what was the outcome when you spoke to them?   I'll call them shortly to discuss, but I was hoping to hear some positive feedback prior to doing so! Smiley Happy  Is this a bad thing?

 


Starting Score: TU 607, EX 606, EQ 611
Current Score: TU 675, EX 671, EQ 654 - FAKO scores TU 744, EX 735, EQ 728 - I wish these were my real scores!
Goal Score: 750 across the board. Simulator says 806 if I stay on track for 24 months
Message 1 of 28
27 REPLIES 27
ojefferyo
Valued Contributor

Re: AMEX - no instant approval but wants to speak with me?


@NibblesTreats wrote:

So I just got approved for a business Simply Cash AMEX so I thought I would try for the BCE on my personal account (since they pull the same information) but I got a

- Thank You for applying for the Blue Cash Everyday® Card from American Express.

In order to provide you with an instant decision, we need to speak with you - message.  Has anyone had experience with this and if so, what was the outcome when you spoke to them?   I'll call them shortly to discuss, but I was hoping to hear some positive feedback prior to doing so! Smiley Happy  Is this a bad thing?

 


Verification, call them.

Amex Platinum, Amex Hilton HHonors Surpass, Chase Southwest Premier, Chase Marriott Rewards Premier, Discover IT, Sony Visa, Barclay Arrival+ MC, Cabela Visa, Walmart SC, Amazon SC, Kohls, Diners Club Premier, PayPal Credit, PenFed Platinum Reward Visa, PenFed PLOC, Chase Ritz Carlton, Citi TY Premier, Amex BCP, Discover Miles, Care Credit, Blue Nile SC, iComfort SC, Cap1 Venture, Chase Hyatt, Lowes, US Bank Cash+, Citi Costco Visa
Message 2 of 28
NibblesTreats
Frequent Contributor

Re: AMEX - no instant approval but wants to speak with me?

Application has to be approved manually because there were two applied for within the same week. Had to verify information to make sure I wasn't an imposter trying to get the card.  Of course now there is the waiting game for a couple of days to find out if it will be approved. Smiley Sad  Does anyone know if they will email to let you know it was approved or will you just receive a card (or notice if denied)?

 


Starting Score: TU 607, EX 606, EQ 611
Current Score: TU 675, EX 671, EQ 654 - FAKO scores TU 744, EX 735, EQ 728 - I wish these were my real scores!
Goal Score: 750 across the board. Simulator says 806 if I stay on track for 24 months
Message 3 of 28
Anonymous
Not applicable

Re: AMEX - no instant approval but wants to speak with me?

They should send you a congratulations email within a couple days (or sooner) and you can also check the status progress online Smiley Happy Good luck! I think you'll get it
Message 4 of 28
scorewatcher7
Valued Member

Re: AMEX - no instant approval but wants to speak with me?

Call them; likely just a verification. Not an all out denial so I'd say you're most likely in the clear. 

Message 5 of 28
elim
Senior Contributor

Re: AMEX - no instant approval but wants to speak with me?

+1 verification 

Message 6 of 28
Anonymous
Not applicable

Re: AMEX - no instant approval but wants to speak with me?

Congrats

Message 7 of 28
NibblesTreats
Frequent Contributor

Re: AMEX - no instant approval but wants to speak with me?

Thanks everyone! I sure hope so. Smiley Happy

 

Heavenly, where can I check the status online?


Starting Score: TU 607, EX 606, EQ 611
Current Score: TU 675, EX 671, EQ 654 - FAKO scores TU 744, EX 735, EQ 728 - I wish these were my real scores!
Goal Score: 750 across the board. Simulator says 806 if I stay on track for 24 months
Message 8 of 28
gingerflower
Senior Contributor

Re: AMEX - no instant approval but wants to speak with me?

+1 'verification
Message 9 of 28
NibblesTreats
Frequent Contributor

Re: AMEX - no instant approval but wants to speak with me?

NM - I saw the email with the link to check the status. Cross your fingers for me! Smiley Happy


Starting Score: TU 607, EX 606, EQ 611
Current Score: TU 675, EX 671, EQ 654 - FAKO scores TU 744, EX 735, EQ 728 - I wish these were my real scores!
Goal Score: 750 across the board. Simulator says 806 if I stay on track for 24 months
Message 10 of 28
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