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AMEX - no instant approval but wants to speak with me?

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Anonymous
Not applicable

Re: AMEX - no instant approval but wants to speak with me?


@NibblesTreats wrote:

I have not heard anything more about the BCE card as of yet.  They told me I should have an answer by Tuesday. I'm hoping i haven't heard yet just because it's the weekend?? Smiley Indifferent

 


They're just trying to decide between giving you a $10K CL or a $15K CL.

Message 21 of 28
NibblesTreats
Frequent Contributor

Re: AMEX - no instant approval but wants to speak with me?

haha I certainly hope so CapTool! Smiley Happy


Starting Score: TU 607, EX 606, EQ 611
Current Score: TU 675, EX 671, EQ 654 - FAKO scores TU 744, EX 735, EQ 728 - I wish these were my real scores!
Goal Score: 750 across the board. Simulator says 806 if I stay on track for 24 months
Message 22 of 28
NibblesTreats
Frequent Contributor

Re: AMEX - no instant approval but wants to speak with me?

Hmm, website still says "pending."  I guess I'll have to call back to find out what is going on.  I hope this does not mean they are going to deny me. Smiley Sad


Starting Score: TU 607, EX 606, EQ 611
Current Score: TU 675, EX 671, EQ 654 - FAKO scores TU 744, EX 735, EQ 728 - I wish these were my real scores!
Goal Score: 750 across the board. Simulator says 806 if I stay on track for 24 months
Message 23 of 28
ladyMJ
Regular Contributor

Re: AMEX - no instant approval but wants to speak with me?

Any update?Smiley Embarassed


@NibblesTreats wrote:

Hmm, website still says "pending."  I guess I'll have to call back to find out what is going on.  I hope this does not mean they are going to deny me. Smiley Sad


 

2/26/15: TU Fico (BarclayCard)- 721
2/18/15: EQ (CK)- 668
2/26/15: EX (EX.com)- 706

Message 24 of 28
NibblesTreats
Frequent Contributor

Re: AMEX - no instant approval but wants to speak with me?

I didn't see any updates to this post ... sorry! I did get approved. Smiley Happy


Starting Score: TU 607, EX 606, EQ 611
Current Score: TU 675, EX 671, EQ 654 - FAKO scores TU 744, EX 735, EQ 728 - I wish these were my real scores!
Goal Score: 750 across the board. Simulator says 806 if I stay on track for 24 months
Message 25 of 28
Anonymous
Not applicable

Re: AMEX - no instant approval but wants to speak with me?

Same thing happen to me in the past

 

AMEX RULE: Only 1 revolver app every 5 days, once the 5 days window ends for the first applied card, Amex will gladly process the second app seperately WITH another hard pull. The verifcation DOES NOT mean you are denied in the least bit. Hope that helps/ good luck!

Message 26 of 28
FocusedAndDetermined
Senior Contributor

Re: AMEX - no instant approval but wants to speak with me?


@NibblesTreats wrote:

I didn't see any updates to this post ... sorry! I did get approved. Smiley Happy


Congrats!

 

I'm guessing you forgot to update and that they really didn't keep you waiting this long.Smiley Wink

Message 27 of 28
NibblesTreats
Frequent Contributor

Re: AMEX - no instant approval but wants to speak with me?

Oh my goodness!  I'm so sorry everyone .... I know this is extememly late, but I did get approved - however, I was not able to get the 3X increase like so many have talked about. I've tried more than once and have had no luck - but I'm in the AMEX family so that's what matters. As my score continues to increase, I'll try again once I get to 750. Smiley Happy


Starting Score: TU 607, EX 606, EQ 611
Current Score: TU 675, EX 671, EQ 654 - FAKO scores TU 744, EX 735, EQ 728 - I wish these were my real scores!
Goal Score: 750 across the board. Simulator says 806 if I stay on track for 24 months
Message 28 of 28
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