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AMEX pre-approval

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Anonymous
Not applicable

Re: AMEX pre-approval

 

 

I was preapproved for ED and BCE with no bonus offers.

 

Well I wouldnt want to get a new card without and bonus offers right ?

 

So, I cold applied for the BCE and received the $250 bonus offer.

Cold app worked out alot better for me !      Smiley Wink.......................................!!!!!

Message 11 of 26
A1Credit
Established Contributor

Re: AMEX pre-approval


@AverageJoesCredit wrote:
I commend you for wanting cards that will help you grow. Dont settle for cards because you can get them. Your profile will thank you for itSmiley Wink

I think I will app for the Delta Gold and pray for an approval.  I just want to get my foot in the door with AMEX...

***Gardening 3/29/2018 until 9/25/2018***

FICO 8 Scores: EQ~692 l TU~657 l EX~669
Message 12 of 26
A1Credit
Established Contributor

Re: AMEX pre-approval

@Total80sKid You're right but I just feel that this is too good to be true since I am still in my rebuilding phase.  I currently only have a Capital One Plat with a SL of $3000 and an Express card with a $500 SL.  I mistakenly allowed my Cap One to post a 11% utilization but my Express is at 0% utilization.  I've only had my Cap One for 3 months but have paid the balance in full each month.  I am a AU on one of my parent's card but that's it other than my mortgage, car and student loans.

***Gardening 3/29/2018 until 9/25/2018***

FICO 8 Scores: EQ~692 l TU~657 l EX~669
Message 13 of 26
A1Credit
Established Contributor

Re: AMEX pre-approval


@Anonymous wrote:

 

 

I was preapproved for ED and BCE with no bonus offers.

 

Well I wouldnt want to get a new card without and bonus offers right ?

 

So, I cold applied for the BCE and received the $250 bonus offer.

Cold app worked out alot better for me !      Smiley Wink.......................................!!!!!


I need to take a leap of faith, huh? LOL

***Gardening 3/29/2018 until 9/25/2018***

FICO 8 Scores: EQ~692 l TU~657 l EX~669
Message 14 of 26
A1Credit
Established Contributor

Re: AMEX pre-approval

Well I did it guys!  I applied for the Delta Gold and was approved, SL $1,000. Frankly I am just happy to get my foot in the door!  Big thanks to all who responded to my thread and took the time to offer advice.  It is greatly appreciated!  Smiley Happy

***Gardening 3/29/2018 until 9/25/2018***

FICO 8 Scores: EQ~692 l TU~657 l EX~669
Message 15 of 26
Anonymous
Not applicable

Re: AMEX pre-approval

Omg! That is so great! I was about to start nagging you to do it already! Congrats! 

Message 16 of 26
A1Credit
Established Contributor

Re: AMEX pre-approval


@Justagirl73 wrote:

Omg! That is so great! I was about to start nagging you to do it already! Congrats! 


LMBO!  You guys are great! Thanks!

***Gardening 3/29/2018 until 9/25/2018***

FICO 8 Scores: EQ~692 l TU~657 l EX~669
Message 17 of 26
A1Credit
Established Contributor

Re: AMEX pre-approval

@Justagirl73 do you know if the miles expire or do they continue to roll over and accrue?

***Gardening 3/29/2018 until 9/25/2018***

FICO 8 Scores: EQ~692 l TU~657 l EX~669
Message 18 of 26
AverageJoesCredit
Legendary Contributor

Re: AMEX pre-approval

Way to goSmiley Happy Glad you got the card you wanted. Now the true fun begins, trying to grow that babySmiley Wink
Message 19 of 26
A1Credit
Established Contributor

Re: AMEX pre-approval


@AverageJoesCredit wrote:
Way to goSmiley Happy Glad you got the card you wanted. Now the true fun begins, trying to grow that babySmiley Wink

Thanks! As for growing my baby...what should my plan of action be to help maximize growth?

***Gardening 3/29/2018 until 9/25/2018***

FICO 8 Scores: EQ~692 l TU~657 l EX~669
Message 20 of 26
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