AMEX prequal site.

[Anonymous]

I got the "We’re sorry we couldn’t find an exclusive offer for you.

But based on your interests, we think you might like the following Cards."

What are my chances of appling for one of the cards they think I might "like"?

[Anonymous]

Hey, where did you find the prequal site? last I looked it was down?

[Anonymous]

Mods, if this is against the rules please accept my apology in advance.  https://www304.americanexpress.com/credit-card/tools/25330#!view-your-prequalified-offers

[Anonymous]

Ah! I have an Amex already, when I click that link it sends me to a different page. But if I put my browser into "incognito" mode, it shows me the prequal. I guess they have some cookie that's identifying me as a customer.

Unfortunately it gave me the same message as you -- meaning, not prequalified, despite being an existing Amex customer

[Anonymous]

Your scores are a bit low for Amex. Try after you've gotten them above 650. I got approved at 668 EX and consider that a miracle. 

I applied three weeks ago with 606 EX and their denial letter cited only my credit score as the reason, despite countless 5+ year old derogs.

[mitchblue]

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@Anonymous wrote:

Ah! I have an Amex already, when I click that link it sends me to a different page. But if I put my browser into "incognito" mode, it shows me the prequal. I guess they have some cookie that's identifying me as a customer.

Unfortunately it gave me the same message as you -- meaning, not prequalified, despite being an existing Amex customer

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I have 3 AMEX and go to the prequal quite a bit and nothing ever shows up. I did it before I applied for the BCP and Hilton HHonors...I was approved anyways..

[takeshi74]

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@Anonymous wrote:

What are my chances of appling for one of the cards they think I might "like"?

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What they think you might like means nothing with regard to your approval odds.

Even preapprovals are not guarantees.  As always, do not rely on preapps and offers.  They are just marketing.  Use your needs/wants and your evalaution of your credit to determine what and when you apply.  Don't let a creditor's marketing department decide these things for you.

[joedtx]

Why does it make a reference to a credit review, I thought this was a SP? Maybe it is I just didn't like the wording in the disclaimer.

[Aarvard]

I have never received any pre-qual offer from Amex but I can still get the cards I want. And remember that your credit file is the most important, and pre-qual is not reliable as you can still get denied.

[Anonymous]

The link has been up for some time now!