@Anonymous wrote:The link has been up for some time now!
How accurate are these offers? It's showing my sister is pre-qualified for Gold, Premiere Rewards Gold, and BCP. I just authorized her as a user on 2 of my cards this month. I doubt they are aware of the second one yet since we just got it in the mail. Other than that, she's an AU on my BCE. She has no credit history at all besides this.
Any ideas?
Must garden until 2/1/2022 to hit my goal AAOA. 
@SecretAzure wrote:
@Anonymous wrote:The link has been up for some time now!
How accurate are these offers? It's showing my sister is pre-qualified for Gold, Premiere Rewards Gold, and BCP. I just authorized her as a user on 2 of my cards this month. I doubt they are aware of the second one yet since we just got it in the mail. Other than that, she's an AU on my BCE. She has no credit history at all besides this.
Any ideas?
Bumping my question
@SecretAzure wrote:
@SecretAzure wrote:
@Anonymous wrote:The link has been up for some time now!
How accurate are these offers? It's showing my sister is pre-qualified for Gold, Premiere Rewards Gold, and BCP. I just authorized her as a user on 2 of my cards this month. I doubt they are aware of the second one yet since we just got it in the mail. Other than that, she's an AU on my BCE. She has no credit history at all besides this.
Any ideas?
Bumping my question
Sorry to bump again 
@newhis wrote:
@SecretAzure wrote:How accurate are these offers? It's showing my sister is pre-qualified for Gold, Premiere Rewards Gold, and BCP. I just authorized her as a user on 2 of my cards this month. I doubt they are aware of the second one yet since we just got it in the mail. Other than that, she's an AU on my BCE. She has no credit history at all besides this.
Any ideas?
How long AU on your BCE? Is the PRG the 50K points/$1000 in 3 months? What APR for the BCP?
1. Days
2. I didn't notice
3. I didn't notice
It's just crazy to think her only being on a card for days "Pre-qualifies" her for anything. I find it odd.
@SecretAzure wrote:
@newhis wrote:
@SecretAzure wrote:How accurate are these offers? It's showing my sister is pre-qualified for Gold, Premiere Rewards Gold, and BCP. I just authorized her as a user on 2 of my cards this month. I doubt they are aware of the second one yet since we just got it in the mail. Other than that, she's an AU on my BCE. She has no credit history at all besides this.
Any ideas?
How long AU on your BCE? Is the PRG the 50K points/$1000 in 3 months? What APR for the BCP?
1. Days
2. I didn't notice
3. I didn't notice
It's just crazy to think her only being on a card for days "Pre-qualifies" her for anything. I find it odd.
Re-checked, it doesn't actually give me an APR, just a range.
@RaiseMyScoreASAP wrote:The pre-qualification thing is hit or miss. It all depends on when or if they do a soft pull and what info that reveals. Many months ago I paid off a huge loan by moving it to another lender. During the period between reporting a zero balance on the loan and the new loan reporting, I was pre-approved on AMEX for the Platinum card, the AMEX Blue Preferred and the Delta Gold Card. After the new loan was reporting, I didn't get the prequalifies. Last month I decided to apply for the Green AMEX but was declined due to a tax lien. The tax lien was actually not valid and court vacated and removed the lien. After the lien removal and 30 days passing, I applied for the AMEX Gold Preferred Rewards and was approved. Experian was pulled. I am thrilled to be back with AMEX after a long period of separation (20 years). I will be even more thrilled if the account is backdated to my original 1987 accounts.
To bolster my chances with AMEX, I did open an AMEX Serve account and made regular use of it. I also opened an AMEX savings account. I don't know if those measures helped my overall chances, but it did show positive use history on both ends. Based on all the data I have viewed, your current scores probably won't be enough to get you an AMEX right now, but consider the Serve card and open a savings account. However, you definitely wont' be approved i you don't apply. They still may say no. The only good thing about a rejection is that they will spell out the specific reason(s) why they are declining you. In my case last month, they declined because my report was showing an unpaid tax lien of $5,000 or more. With the complete removal of that lien, I was instantly approved.
That's a good point, actually (many really but one specifically for now). She has nothing to lose if I have her app now. She won't have access to my AU cards of her, it's simply so that in 2 years when she graduates she has something to stand on credit-wise.