AMX denied pre-qual

Anonymous · ‎03-24-2015

Hello all! I was not offered any cards on the pre-qual with AMX My AAoA is 2.5yrs 1-baddie Med - CA 2 yrs old. Ficos at bottom. Util 9% on 25K available. It does not ask income 145K. What are the approval odds?

Anonymous · ‎03-24-2015

9% . All cards at 0 with 1-exception.

Anonymous · ‎03-24-2015

I haven't been on the boards long enough to be able to look at your stats and say yes, you have good odds, so I won't. I wouldn't want to steer you wrong. I will say though that I didn't get any offers through the pre-qual on Amex when I tried, but I went ahead and applied anyway and was approved for the everyday card today.

Anonymous · ‎03-24-2015

I also wasn't offered any cards on the pre-qual. My AAoA was also about 2.5 years. I also have one bad entry, a tax lien. My EX score was also about the same as yours. The only difference is that I was at about 2% util. I was approved in January for $2K and just got my 3xCLI to $6K.

Anonymous · ‎03-24-2015

Thanks for the quick replies. I will be adding AMX to my app spree coming up in 1 week. Utilization will drop to 1%

Anonymous · ‎03-24-2015

I was approved for $10k AMEX with similar scores than you and a short sale mortgage/car repo on file. YMMV but I think you're good to go.