If you want to build your credit, I would suggest starting with the Smartly card. Catch-all cashback cards like the Smartly are a good fit for mixed category spending, and if you find later you spend a lot in a single category (such as dining) you can add a card later on that covers it with a higher multiplier.
If possible I would also try asking Capital One for either a CLI on your Savor card or a product change/upgrade to the no AF savor.
The US Bank Preapp is highly reliable, I've found in the past 6 months. That doesn't mean it hasn't changed, get fresh data points. These preapps seem to change frequently on reliability.
My problem with your reasoning is this, just because your preapproved for 3 different CC's, doesn't mean you will get them all after accepting one. I think your best to pick the one you want/need most and then preapp again for the second one. Very good chance your denied the second one, let alone the third. This older reddit thread says they had success with 2 new CC's from US Bank using the same pull, but exceptional credit files. My favorite, Cash +, winner. There are better cards from other issuers to fullfill your other 2 choices.
If you want multiple CC's all at once, called a spree, then pick different issuers that pull from the other two CRA's for best results. Citi Custom Cash via DC PC for your US Bank Go card, AVEN Visa for your Smartly. For AZ, US Bank pulls TU, Citi pulls EQ, AVEN pulls EX.
Citi:
US Bank:
Chase:
Aven:
RH:
@Techwiz45 wrote:If you want to build your credit, I would suggest starting with the Smartly card. Catch-all cashback cards like the Smartly are a good fit for mixed category spending, and if you find later you spend a lot in a single category (such as dining) you can add a card later on that covers it with a higher multiplier.
Why would you think that a catch all card, general spend, is better for building credit over any other CC? They all are equal, not bearing subprime, CFA's etc.