Discover is the best considering the double cash back during first year. 10% on rotating categories and 2% anything else(with no cap). Definitely try for pre qualify as they are pretty solid and will let you know if it's worth a hp. Good luck on your journey.
@Anonymous wrote:Read the fourms about the AOD Visa and I had to jump on that train as well. Something to replace my Citi Double Cash. Sadly, got declined.
"High Debt to Equity Ratio" was the reason. Anyone have any advice on this?
It stung bad, especially since the decline wasn't due to my credit score.
Sorry for the denial.
It happens! I've been denied multiple times. None of it was my actual scores.
I here ya on the Discover.
Mine don't get the use they deserve either.
Keeping up with the categories is a pain for me. lol
Something else will come along that catches your eye and spend. Just give it time.
My advice.... Enjoy a 2% card, no hoops to jump through, steady, and spend enough still gonna get nice rewards
@Anonymous wrote:@Anonymous @Eagered2succeed
I'll address you both at the same time because of the same product. I established an relationship with Discover, currently just this year I opened the Discover IT Chrome card. Sadly, I don't even use that because the Double Cash just use it and forget it. I should because cash back match.
So I am afraid if i get the Discover IT card I wouldn't maximize at all and just use my double cash. It's an amazing card, don't get me wrong and people who can maxmize it should continue to use it. I am just not sure if I would fit the card.
Also, I really need to get some pictures in my signature.
Definitely get some pics as I wouldn't have recommended discover knowing you have one lol and yea this climate probably isn't the best to get a double cashback promotion card if the spin isn't there. Keep following the forums there will definitely be a card that catches your eye to come along. May be a while due to everything going on but you'll find one.