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AOD - two hard pulls?

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mumbogray
New Contributor

Re: AOD - two hard pulls?


@Eagered2succeed wrote:


They won't do anything but tell you to take it up with the credit bureau. I asked about this in the mega forum as I knew it was possible. Everyone assured me it would be one hardpull but out of safety I locked my reports. Sure enough they tried to pull me again. Called to ask them about it and they said I had no pull on file. Stated it was wrong and the rep told me they would have to pull again. Asked him what to do about the pull they had and he told me to talk to Equifax as they had no pull from me. Went back and forth for about 20 mins until he decided to dig deeper. Apparently my app that got stuck was lost in the system. If it hadn't been for that I would've ended up with another pull. Sorry you were a victim to that, but on a brighter note at least it ended in an approval and you moved up faster on the ladder than me. We applied the same day, but the card has yet to show up on the app which of course means it hasn't reported to the credit bureau. Consider yourself lucky 😉. 


Thanks for the great DPs!  I remember seeing you mention the lost app in the mega-thread.  Good thing they answered the phone when you called lol.  I wasn't aware they tried to HP you twice too though.  Figures, since we app'ed on the same day.  Maybe there was a hiccup in their system around that time.

 

I will still try to get in touch and update if I do, but otherwise its NBD.  I would rather have 2 INQs than no card Smiley Wink .

Message 11 of 12
Eagered2succeed
Frequent Contributor

Re: AOD - two hard pulls?

@mumbogray yep clearly we both were caught up in the big rush but glad to see it ended well for the 2 of us. Now to ride the wave and hope they don't take aa on us lol.

Message 12 of 12
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