APPLE CARD - IS THIS A GOOD CARD - STARTING LINE

[barca]

I got approval for a starting line of 40K.

is this a reasonable starting limit.

apart from 3% on apple products , I don't see the usefulness of this card compared to other cards.

most of the online review on this card are mostly people who wants to buy a new apple product and want 3% cash back or ability to pay over time with no interest .

[JoeRockhead]

That's an outstanding starting limit for any card... but why get a card you have no realistic use for?

[barca]

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@JoeRockhead wrote:

That's an outstanding starting limit for any card... but why get a card you have no realistic use for?

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My initial motivation is that it is an elite Mastercard.

i really don't have Mastercard in my arsenal - so wanted to add one.

but after further review online , most reviewers noted you don't get any benefits of elite Mastercard , even though apple charges the merchant the elite Mastercard fees.

[Patient957]

Wow.

The credit card that comes with more expectations than a spouse.  "Well, aren't you going to buy a bunch of sh*t now?"

Seriously, though, congrats.  They like you.

[Gunnerboy]

They approved me for $6,500.  My online review is, it's lame.

[Jeffster1]

Outstanding SL. Congrats! 🎉

[Tiggr]

This card has shown up with a lot of credit limit reductions on this forum. If you have no need for this card and are looking at it for the credit limit, remember it can change for the worse quick.

[USMCOne]

Congrats. Not a bad card per but is cash back is run of the mill. I think the real magic of it is the built in App for your wallet on iOS. I find it really fast and pretty neat.

Apple pro tip...Vets get 10% off products then at the bottom of the Apple store is a refurbished section for even more savings. You can also get 6% cash back if you simply buy some Apple gift cards with a Amex Blue Cash Preffered. Apple charges show up as "Streaming". All in all using all of that Ive always netted some large savings on Apple gear. 

[cashorcharge]

If you have to ask if the card is valuable and if the SL is worth it...then...it's not worth it

[markhs777]

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@barca wrote:

I got approval for a starting line of 40K.

is this a reasonable starting limit.

apart from 3% on apple products , I don't see the usefulness of this card compared to other cards.

most of the online review on this card are mostly people who wants to buy a new apple product and want 3% cash back or ability to pay over time with no interest .

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I'm sure that you asking if 40k is a reasonable starting CL is tongue and cheek. If not I like to see the other limits on the cards you possess. Major congrats on the almost unheard limit for this card.