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Accept or Decline Cap 1 CLI?

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Anonymous
Not applicable

Accept or Decline Cap 1 CLI?

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Message 1 of 12
11 REPLIES 11
Anonymous
Not applicable

Re: Accept of Decline Cap 1 CLI?

is your credit worse now than when you applied? Is it a new card?

Message 2 of 12
pipeguy
Senior Contributor

Re: Accept of Decline Cap 1 CLI?

I'd decline it, chances are the system will offer a higher increase if you try again in 30 days and if you accept it, you won't get offered another CLI for 6 months. Think about it, a $150 increase on a $2000 current limit? Why bother?

Message 3 of 12
ddemari
Super Contributor

Re: Accept or Decline Cap 1 CLI?

I've been there before too with a small cli like that. I accepted though befor I knew you could possibly hold out for a better offer. I don't know though, unless u could show some heavier payment maybe it might not change.
Message 4 of 12
Anonymous
Not applicable

Re: Accept or Decline Cap 1 CLI?

I would wait ive seen alot of people turn down offers on here, run a good amount and alot of swipes thru the card and get offered alot more a month later for the CLI

Message 5 of 12
Anonymous
Not applicable

Re: Accept or Decline Cap 1 CLI?

I would decline- give it 30 days, and try again!

Message 6 of 12
Country_Feller
Valued Contributor

Re: Accept or Decline Cap 1 CLI?

I would withdraw my request and hope for a larger increase the next time you try. Good luck!!
myFICO=EQ 702, TU 716, EX 743br>EQ=11//TU=15//EX=11/Util 14%. Gardening since 01/02/2017.


Message 7 of 12
Ysettle4
Valued Contributor

Re: Accept or Decline Cap 1 CLI?

Like the others have stated...do not accept and try again in a month's time.

769 INQs: 6774 INQs: 5764 INQs: 8UTIL: 2%AAoA: 5yr 8mosTotal Credit Line: $873,950
Message 8 of 12
Anonymous
Not applicable

Re: Accept or Decline Cap 1 CLI?

Thanks everyone for your advice. I have declined it and will retry again in Jan.

Message 9 of 12
yoyo
Established Contributor

Re: Accept or Decline Cap 1 CLI?

Yep, my husband got an offer on his Sony at 3rd statement for $100 ....Declined the  offer

Message 10 of 12
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