Accurate APR on Discover Pre Approval?

[belle6m2k]

I went to the Discover Pre qual site as I was looking for a cashback card that matches my spend. I was pre approved for the cashback card with an 11.9% APR. It was not a range it was that APR. I would love this card and dont normally carry balances but this is the lowest APR I have ever been offered. Im just curious if others have found the cards/APR you are pre approved for are what you get when you pull the trigger.

[credit_endurance]

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@belle6m2k wrote:

I went to the Discover Pre qual site as I was looking for a cashback card that matches my spend. I was pre approved for the cashback card with an 11.9% APR. It was not a range it was that APR. I would love this card and dont normally carry balances but this is the lowest APR I have ever been offered. Im just curious if others have found the cards/APR you are pre approved for are what you get when you pull the trigger.

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Disco is usually spot on...So yes the apr listed on the prequal should be 99.9% accurate. Unless something somehow changes in your profile within a very minut timeframe. I just did a prequal a couple weeks ago for IT and it was indeed the 11.99 lowest apr offered. 

I would say go for it! 😁

[TekkenQQ7]

Go for it if you want the card. Good luck, and keep up posted.

[M_Smart007]

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@belle6m2k wrote:

I went to the Discover Pre qual site as I was looking for a cashback card that matches my spend. I was pre approved for the cashback card with an 11.9% APR. It was not a range it was that APR. I would love this card and dont normally carry balances but this is the lowest APR I have ever been offered. Im just curious if others have found the cards/APR you are pre approved for are what you get when you pull the trigger.

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@belle6m2k, I would say; .. it is a solid offer!

[TekkenQQ7]

[AllZero]

Good luck. Hope to read of your approval!

[AverageJoesCredit]

Should be good. I think Disco offers aprs like their cli as there is no method to their madness.  I already had a Disco and when i got my Chrome through the prequal, my first mind you, even with 730+ Fico still got hsnded a 25% apr. How people get their lowest off the bat is beyond me but good thing about Disco is they will lower apr upon request