Adding an authorized user -NFCU-

Anonymous · ‎06-10-2016

I have an NFCU Credit card and i want to add my spouse who was denied for one do u think it will help with her when it comes time to get her own, When do u think she should apply again for her own. (She has an account with them also and was approved for 15000cloc btw)

RonM21 · ‎06-11-2016

If you can answer, what are her credit profile stats? It would be hard to guess, not knowing where her current credit situation stands.

As for adding her as an AU, yes it can possibly help her. But it is also risky for you, should something go wrong.

Total CL: $321.7k

UTL: 2%

AAoA: 7.0yrs

Baddies: 0

Other: Lease, Loan, *No Mortgage, All Inq's from Jun '20 Car Shopping

Anonymous · ‎06-11-2016

Rm her score is like a670 she has No collections at all a few credit cards all down to under 10% it shocked me with me getting one and not her cause I have way more stuff on my profile.